How to buy pet insurance for a Cocker Spaniel

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Cocker Spaniels are active dogs, that like to play and get up to mischief. So, most owners buy dog insurance for them.

Given how active they are and the list of hereditary health conditions they suffer from, buying a policy is a sensible move. It usually ends up more than paying for itself. Plus, you have the peace of mind of knowing that should they need a special operation the insurance company will foot most of the bill.

But this will only be the case if you buy the right pet insurance policy for your dog. The quality of the policies varies greatly. As does the kinds of things that will be covered.

Cocker Spaniels have a natural hunting instinct which stretches back centuries and are extremely popular as hunting dogs. The hunting impulse is strong enough to overcome any inclination to retrieve, so it is crucial that the retrieving part of their character is developed from an early age.

Some Cocker experts say the dog is more difficult to train than a Springer, but like all gun dogs each individual will have its plus and minus points. They need carefully handling because if they are told off too heavily they have a tendency to become sulky, making ongoing training much harder!

Best Pet Insurance for Hunting dogs

Best Pet Insurance for Hunting Dogs

The number of Pet Insurers who will insure dogs that are used for hunting is extremely limited. Many owners of hunting dogs like Cocker Spaniels may not be aware that their policy doesn't cover them. Insurance cover is not just excluded whilst your dog is out hunting. Most Insurers will not provide any cover whatsoever if your dog is used as a hunting dog in any way, shape or form, making your policy effectively null and void.

However there is some good news! There are three Pet Insurers who will cover your dog for hunting. Probably the best known is Agriapet. They have two lifetime pet insurance policies and will cover your Cocker Spaniel or other hunting dog without restriction. The other two Pet Insurers are Pet Guard, and PetTrac, who also offer a choice of Lifetime policies without restrictions on hunting dogs.

Every breed of dog is different, and as we can see from the above, kept for different purposes, i.e. purely as a pet, or working dog, so there is no such thing as a one size fits all insurance policy. Below we go over the health and lifestyle-related issues a Cocker Spaniel is more prone to and explain how to buy a policy that covers you for the majority of those things.

But before we do that, it is important that you first have a general idea of what this kind of insurance is designed to cover.

What types of issues do most pet insurance policies cover you for?

Regardless of what type of dog you are insuring, these are the kinds of coverage you are going to need:

  • Health insurance to cover the vet´s bills for general conditions and health issues
  • Coverage to help your pet to recover after an accident
  • Public liability insurance to cover the cost of any damage or injuries they may have caused
  • Lost or stolen dog coverage
  • Coverage for end-of-life costs like cremation
  • The cost of replacing your pet if they die
  • Cover for taking your pet abroad

Now we will dive in and look at the kind of Cocker Spaniel pet insurance you need to search out and buy. After reading this article you can take advantage of our comprehensive policy comparison tool.

Starting with the most important thing - comprehensive coverage for the health conditions that this breed of dog is most prone to.

Insuring a Cocker Spaniel for common health problems they suffer from

Hip dysplasia – this is where the hip joint doesn’t fit together properly. Over time the rubbing of bone on bone leads to arthritis.

Atopy – with this condition allergies lead to itchy skin and a tendency to easily end up with ear infections.

Ear infections - even if your Cocker Spaniel does not have any allergies, they will still be prone to picking up ear infections. Their ears are large, floppy and surrounded by thick fur. So, it is easy for seeds, insects, and germs to get trapped in the ear canal.

Eye problems - Cocker Spaniel tear ducts tend to begin to fail from a fairly early age, so they can suffer from dry eye syndromes, such as KCS. It is not possible to cure this condition, so they will need lifelong treatment.

Insurance for the hereditary health conditions Cocker Spaniels can suffer from.

Unfortunately, in addition to the above health issues, there are three genetic conditions quite a few Spaniels suffer from. They are:

  1. Familial nephropathy - nephropathy is the term used to describe kidney failure. Very young dogs can be afflicted by this nasty condition.
  2. Adult-onset neuropathy - this is when kidney failure sets in during adulthood. If you have a slightly older Cocker Spaniel that has not been tested to see if they are prone to developing this condition. It is worth buying a policy that will provide you with some coverage should it turn out that they have it.
  3. Acral mutilation syndrome - this syndrome is where dogs do not have the proper pain sensors in place for their limbs. They are very prone to hurting themselves and because they do not feel the pain they do not learn to modify their behaviour to avoid further injuries. Often, this leads to them becoming crippled at an early age.

These conditions are costly to treat. Provided you have bought the right type of policy in the initial stages much of that cost can be covered using insurance.

However, even the best policy has limits. So, if you are considering buying this breed of dog consider using CombiBreed health testing to make sure that the puppy you are planning on buying is not particularly vulnerable to developing these painful and lifelong conditions.

It is also worth getting an eye test carried out by the BVA, KC or ISDS.

What does it cost to buy pet insurance for a Cocker Spaniel?

Cocker Spaniels normally live to between 12 - 15 and pedigree puppies can cost anywhere between £2,000 - £4,000 Pet Insurance can be more expensive than some other breeds because some Insurance Companies view Cocker Spaniels as a higher risk.

We have assembled a graph to highlight how premiums increase as your Cocker Spaniel gets older. These figures are an average of all Pet Insurers prices, who were willing to quote for a Cocker Spaniel. The criteria used in the quotes were a Male Pedigree Cocker Spaniel, costing £2,500 and a combined average of all Lifetime policies who offered a vet fee limit of £2,000 or more.

You will notice that premiums jump when your pet reaches the age of 6 and again when your pet hits the ripe old age of 10. This is because Insurers have statistics that tell them when your pet hits these milestones, they are more likely to need some sort of medical treatment and as a consequence premiums need to increase to cover this eventuality.

Remember that we have used the most expensive type of policy to illustrate the increase in premium as your pet gets older and that the premiums shown are a market average. Although this is a good guide to prices and makes the point well, there are cheaper (and of course more expensive) policies available, as we shall show you later on.

Best Dog Insurance for a Cocker Spaniel

What is the variation in cost between different types of dog insurance policy?

It can be a difficult choice deciding which type of dog insurance policy to choose. Can you cope with shorter term cover and manage to cover any longer term bills yourself, or do you want the peace of mind that a lifetime policy gives you?

The graph below illustrates the difference in cost between a time limited, maximum benefit and lifetime policy. Once again we have combined premiums and taken an average for each type of cover. We have based quotes on a 5 year old male pedigree Cocker Spaniel with policies offering at least £2,000 of vet fees cover.

If you are a little unclear on the exact differences between each policy, we have put together a Pet Insurance Guide that clearly explains the pro's and con's of each type of policy, as well as a detailed explanation of the different scenarios a pet insurance policy can cover.

Best Pet Insurance for a Cocker Spaniel

Which is the best dog insurance for Cocker Spaniels?

This is the bit you have probably been waiting for! Our article so far has given you an idea of how prices increase as your pet gets older and the difference in average prices between the levels of cover and type of pet insurance policies on offer.

After careful and in depth research on the whole of the pet insurance market (not just those listed on comparison sites), we can now reveal some of the best dog insurance policies available for the Cocker Spaniel breed of dog.

The search criteria was for a pedigree Cocker Spaniel costing £2,500 and living in the West Midlands area. Quotes are based on a one year old, a six year old and a ten year old male and show the best policies that we rated 3 stars or higher in our review process.

As a side note we have also included quotes from AgriaPet and Pet Guard, in case you intend to take your Cocker Spaniel Hunting!

Best Time Limited Insurance for a one year old Cocker Spaniel

These are our Time Limited policy hot picks for a one year old Cocker Spaniel. The cost of Dog Insurance becomes more expensive as your dog gets older, so it's important that you insure your dog as soon as possible. Our recommendations take into account levels of cover provided, our overall policy rating and of course the price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Standard

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,500

Complimentary Treatment 400

Dental 2,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 250

Third Party Liability 1,500,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Time Limited Gold Annual

105

Click Heart to Favourite

Compare Now

Per Condition Time Limited 5,000

Complimentary Treatment 5,000

Dental 5,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Value 12 Month

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 1,000

Dental 2,500

Death from Accident 650

Death from Illness 650

Theft or Straying 650

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Time Limited £2500

75

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Essential

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 1,000

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Max Extra

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Standard

55

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 300

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 250

Third Party Liability 1,000,000

Best Time Limited Insurance for a six year old Cocker Spaniel

Insurance costs increase as your pet gets older. The next set of recommended policies are based on a six year old Cocker Spaniel.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Time Limited Gold Annual

105

Click Heart to Favourite

Compare Now

Per Condition Time Limited 5,000

Complimentary Treatment 5,000

Dental 5,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Standard

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,500

Complimentary Treatment 400

Dental 2,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 250

Third Party Liability 1,500,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Time Limited £2500

75

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Value 12 Month

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 1,000

Dental 2,500

Death from Accident 650

Death from Illness 650

Theft or Straying 650

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Max Extra

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Essential

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 1,000

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Standard

55

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 300

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 250

Third Party Liability 1,000,000

Best Time Limited Insurance for a ten year old Cocker Spaniel

The number of Pet Insurers willing to cover your pet, becomes less as your pet gets older. Choosing the right insurer for older pets becomes much harder. These are our recommendations for older Cocker Spaniel's.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Time Limited Gold Annual

105

Click Heart to Favourite

Compare Now

Per Condition Time Limited 5,000

Complimentary Treatment 5,000

Dental 5,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Max Extra

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Time Limited £2500

75

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Essential

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 1,000

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Value 12 Month

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 1,000

Dental 2,500

Death from Accident 650

Death from Illness 650

Theft or Straying 650

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Standard

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,500

Complimentary Treatment 400

Dental 2,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 250

Third Party Liability 1,500,000

Best Maximum Benefit Insurance for a one year old Cocker Spaniel

Maximum Benefit policies are a more expensive option, because there is no time limit. Claims are only limited by the maximum benefit amount, which can be an overall limit or a limit per condition. We have ranked our top picks by star rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Pet Insurance Maximum Benefit £2,000

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,000

Complimentary Treatment 500

Dental 500

Death from Accident 500

Death from Illness 500

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Maximum Benefit £4,000

80

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 1,000

Dental 4,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 750

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Condition Gold

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,500

Complimentary Treatment 1,000

Dental 2,000

Death from Accident 250

Death from Illness 250

Theft or Straying 250

Advertising and Reward 0

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Vital Extra

90

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 4,000

Dental 4,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,500,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Maximum Benefit Gold Annual

105

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 6,000

Dental 6,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Classic £8,000

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 8,000

Complimentary Treatment 1,000

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Silver

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 750

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Max Benefit £6,000

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Best Maximum Benefit Insurance for a six year Cocker Spaniel

This set of policies are based upon a six year old Cocker Spaniel, once again ranked by star rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Vital Extra

90

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 4,000

Dental 4,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,500,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Maximum Benefit £4,000

80

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 1,000

Dental 4,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 750

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Condition Gold

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,500

Complimentary Treatment 1,000

Dental 2,000

Death from Accident 250

Death from Illness 250

Theft or Straying 250

Advertising and Reward 0

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Pet Insurance Maximum Benefit £2,000

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,000

Complimentary Treatment 500

Dental 500

Death from Accident 500

Death from Illness 500

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Maximum Benefit Gold Annual

105

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 6,000

Dental 6,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Classic £8,000

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 8,000

Complimentary Treatment 1,000

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Silver

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 750

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Max Benefit £6,000

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Best Maximum Benefit Insurance for a ten year old Cocker Spaniel

The number of possible pet insurers reduces as your pet gets older. However we have still managed to find some great policies for a ten year old Cocker Spaniel, ordered by rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Silver

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,250

Complimentary Treatment 500

Dental 4,250

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 500

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Max Plus

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,000

Complimentary Treatment 500

Dental 0

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 200

Third Party Liability 1,500,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Maximum Benefit Gold Annual

105

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 6,000

Dental 6,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Classic £8,000

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 8,000

Complimentary Treatment 1,000

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Silver

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 750

Third Party Liability 2,000,000

Best Lifetime Insurance for a one year old Cocker Spaniel

Lifetime Policies as the name suggests will cover your pet for life long conditions. Although premiums are generally more expensive, this can give you financial peace of mind, throughout your pets life. This are our top picks based on a one year old Cocker Spaniel, ordered by star rating and price. Remember that the quotes from Pet Guard and Agria Pet, also cover your Cocker Spaniel for hunting.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Lifetime Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Bronze Annual

95

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Lifetime Per Condition 2,000

Complimentary Treatment 2,000

Dental 2,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 600

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier

100

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Lifetime Maximum Benefit 5,000

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 250

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier

90

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Lifetime Maximum Benefit 4,000

Complimentary Treatment 500

Dental 4,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Per Condition

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Gold Plus

100

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Lifetime Per Condition 5,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 750

Advertising and Reward 250

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Gold £11,000

60

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Lifetime Maximum Benefit 11,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Plus

105

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Lifetime Maximum Benefit 12,500

Complimentary Treatment 1,500

Dental 12,500

Death from Accident 2,500

Death from Illness 2,500

Theft or Straying 2,500

Advertising and Reward 1,500

Third Party Liability 3,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

LifetimeFlex £6,000

100

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Lifetime Maximum Benefit 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Accident & Illness (£6,000)

100

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Lifetime Maximum Benefit 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Regular Policy

99

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Lifetime Maximum Benefit 7,000

Complimentary Treatment 1,000

Dental 7,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier £12,000

100

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Lifetime Maximum Benefit 12,000

Complimentary Treatment 1,500

Dental 2,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 3,000,000

Best Lifetime Insurance for a six year old Cocker Spaniel

The next set of quotes are based on a six year old Cocker Spaniel. Once again policies are ordered by Star Rating and Price. Remember the quotes by Agria Pet and Pet Guard include cover for hunting dogs.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Lifetime Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Bronze Annual

95

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Lifetime Per Condition 2,000

Complimentary Treatment 2,000

Dental 2,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 600

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier

100

Click Heart to Favourite

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Lifetime Maximum Benefit 5,000

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 250

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier

90

Click Heart to Favourite

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Lifetime Maximum Benefit 4,000

Complimentary Treatment 500

Dental 4,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Per Condition

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Gold Plus

100

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Lifetime Per Condition 5,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 750

Advertising and Reward 250

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Gold £11,000

60

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Lifetime Maximum Benefit 11,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Plus

105

Click Heart to Favourite

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Lifetime Maximum Benefit 12,500

Complimentary Treatment 1,500

Dental 12,500

Death from Accident 2,500

Death from Illness 2,500

Theft or Straying 2,500

Advertising and Reward 1,500

Third Party Liability 3,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

LifetimeFlex £6,000

100

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Lifetime Maximum Benefit 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Regular Policy

99

Click Heart to Favourite

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Lifetime Maximum Benefit 7,000

Complimentary Treatment 1,000

Dental 7,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Accident & Illness (£6,000)

100

Click Heart to Favourite

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Lifetime Maximum Benefit 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier £12,000

100

Click Heart to Favourite

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Lifetime Maximum Benefit 12,000

Complimentary Treatment 1,500

Dental 2,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 3,000,000

Best Lifetime Insurance for a ten year old Cocker Spaniel

Even if your Cocker Spaniel hasn't reached the ripe old age of ten yet. These Insurers are still worth considering now, as our research gives you an indication of future costs. Quotes are sorted in order of star rating and price. Pet Guard will still offer new quotes for Cocker Spaniels aged ten and above, including cover for hunting.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Lifetime Per Condition

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Bronze Annual

95

Click Heart to Favourite

Compare Now

Lifetime Per Condition 2,000

Complimentary Treatment 2,000

Dental 2,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 600

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier

90

Click Heart to Favourite

Compare Now

Lifetime Maximum Benefit 4,000

Complimentary Treatment 500

Dental 4,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime Gold £11,000

60

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Compare Now

Lifetime Maximum Benefit 11,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Lifetime £8k

100

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Lifetime Maximum Benefit 8,000

Complimentary Treatment 1,000

Dental 8,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Accident & Illness (£6,000)

100

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Compare Now

Lifetime Maximum Benefit 6,000

Complimentary Treatment 1,500

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Regular Policy

99

Click Heart to Favourite

Compare Now

Lifetime Maximum Benefit 7,000

Complimentary Treatment 1,000

Dental 7,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Spaniel (Cocker)

Group: Gundog

Product Rating

Experience Rating

Premier £12,000

100

Click Heart to Favourite

Compare Now

Lifetime Maximum Benefit 12,000

Complimentary Treatment 1,500

Dental 2,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 3,000,000

1268.88

Full Details

How to reduce the amount you pay to insure a Cocker Spaniel

Whilst Dog Insurance for a Cocker Spaniel can be expensive it is possible to find better deals by doing the following:

  • Be prepared to shop around, using our comparison engine makes this extremely easy to do. We have read and reviewed every single policy, not just the ones that pay people to recommend them.
  • Get them tested for the most common health issues. If they have been deemed as not being at low risk of developing them and you have the tests to prove it some firms will provide you with a discount. But, bear in mind, if it turns out that they are prone to these issues the chances are you will not be able to get insurance for those conditions.
  • With some policies, you can opt to reduce the amount of excess you pay, or increase the percentage contribution towards claims. Both of which can help to reduce the monthly premium you pay.
  • Get quotes from firms who do not have restrictions on the breed of dog they are insuring. There are a few that do not take this into account. For those people who own breeds that are expensive to insure, often they offer a lower-cost way to insure your dog.

Restrictions you need to look out for when buying Cocker Spaniel insurance

All policies have limits, regardless of how much you pay. When buying your policy, look out for the following:

  • Limits on Vet Consultation costs. Some Insurers will only cover up to a certain amount per consultation.
  • Restrictions on how much will be paid out over the course of a year, or lifetime for each condition.
  • How pre-existing conditions are dealt with.
  • Whether you can use the vet you like
  • How much of an excess or contribution to each claim you will have to pay?
  • What kind of public liability coverage is included?
  • Are payouts capped?

Help to recover your Cocker Spaniel if they are lost or stolen

In this day and age, it is wise to buy a policy that includes help to find and recover a lost or stolen pet. Cocker Spaniels are sought after dogs, which means they are more vulnerable than most to being stolen.

Using the tips outlined above, buying good quality pet and healthcare insurance for your Cocker Spaniel is not difficult. Just take the time to do the research and you will be alright.

We hope you have found the information on the best pet insurance for Cocker Spaniels helpful. Please share it with friends or family. If you would like to read reviews on a particular Pet Insurer we haven't mentioned, you can find them in our Pet Insurance Review Section.

If you own more than one pet and have a different breed, that you would like to find the best pet insurance for, you can read our other Pet Insurance Reviews in the Pet Guide Section.

Finally we have a lot of knowledge and experience when it comes to Pet Insurance and our mission is to where possible help consumers. So if you have a question or problem and we can help, feel free to contact us.