You have just booked your family holiday to somewhere warm and sunny, remembered to sort out currency, got your passports in order, paid for the dogs to be put in kennels, arranged for the in-laws to water your plants and purchased those bermuda shorts.
The only thing left to organise is the travel insurance. But where to start? and what’s the best travel policy for you?
That's Insurance independently reviews and compares every travel insurance policy available to buy online, whether it is on a comparison site or not. Make sure you have the policy that really matches all your potential needs. Start Searching for Reviews & Compare prices of the travel policies that match your needs in just a few clicks.
Have Your Say
You could stay with your existing Insurer and you wouldn't have the worry of shopping around every year for alternative quotes. Unfortunately Insurers have a tendency to increase renewal premiums and by not shopping around, you will end up paying more for your Insurance.
If you don't have the confidence to purchase an Insurance policy online, we would definately recommend the use of an Insurance Broker. Firstly they will do the searching for you, secondly they will recommend a policy that meets your requirements. As a result if there are any problems or complaints they would be your first port of call. The downside is that Brokers charge a fee or commission, so you could end up paying more.
Comparison sites have sped up the process of comparing policies online. However most only compare companies from which they earn a commission. Leaving those that don't feature on comparison sites, un-compared.
Most review sites only feature customer reviews (not an expert opinion). DEFAQTO provide independent star rating reviews, however they do not compare price and a significant number of policies are four and five star rated. No site combines all of these.
That's Insurance is the only site to combine all these elements. An independent review of each policy, an easy to understand star rating and a comprehensive price guide comparison. That's Insurance, is the only site you need.
Travel Insurance is a competitive market in the UK, there are hundreds of companies offering cover and it is very easy to buy online, without giving your purchase a second thought.
To most customers, price is the most important factor, but you might be surprised to know there is a huge difference in the cover and the price between policies. For example, two weeks in France for a family of four can cost anywhere between £9.00 and £130 depending on which Insurer you choose.
Holiday Insurance is one of those “necessary evils”, that people tend not to know much about and yet is probably one of the most extensive and complex insurance policies that you can buy.
The sad truth is, that you only find out whether a policy is any good when you need to make a claim. By then it can be too late. Especially as in some foreign countries, it is very easy to rack up medical bills in the hundreds of thousands. If your policy is not right, it could leave you in a serious financial mess, the consequences of which could ruin your life!
Michael Schumacher, probably one of the most famous racing drivers the world has ever seen, spent six months in a coma after a skiing accident on the 29th December 2013. From initial reports it appeared to be a simple skiing accident, one that I am sure is repeated every year on slopes around the world.
Sadly for Michael he hit his head on a large rock and it caused severe injuries to his head and brain. He was rushed to a nearby hospital and was immediately operated on by a specialist brain surgeon. He spent over six months in a coma and it was unsure whether he would survive. His recovery has been very slow and kept under wraps by his family and management team. What we do know is that the medical costs have been estimated at over £10 million. What we don’t know is if he had travel insurance. Michael is of course in a position financially to fund those costs himself. Something that not many of us could afford to do.
So if you plan on a skiing holiday this year and have a policy with only £2 million or even £5 million medical expenses cover, you should be asking yourself is this really enough?
You could spend your time trawling through websites looking for the best quote. You could speed the process up by trying a comparison site. Unfortunately comparison sites only deal with about 25% of the travel insurers, so there is no guarantee that you will find the absolute best price using one, let alone be able to get any meaninful information by way of a review about the travel insurance company.
We have taken the hard work out of choosing a policy, by reviewing every policy ourselves and rating them accordingly. When we say every policy, we mean every policy, not just the forty who appear on the well known comparison sites, but every single policy that is available to purchase online (there are over 400 single trip polices to choose from!). That is a true comparison!
Don't forget, you can also create an account and save any quotes that you like, which means once you've done the hard work searching, you won't have to repeat it again.
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