Top Rated Travel Insurance

Southdowns  Travel Insurance Review

Annual travel policies

Platinum

Circlecover Travel Insurance Review

Single Trip travel policies

Gold

Flexicover  Travel Insurance Review

Single Trip travel policies

Platinum

First Travel Insurance Review

Single Trip travel policies

Premier

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Reviewed

201

Travel Providers

Rated

1205

Travel Policies

Compared

197,642

Travel Quotes

  • Five star policies cover all Primary (core) sections and all Secondary sections under a travel policy.
  • Cancellation cover is above the level of the market average
  • Other Core Sections of cover are either at or above the levels of the market average.
  • Secondary sections of cover are either at or above the levels of the market average.
  • Five star policies provide additional cover benefits over and above standard policies.
  • Five star policies include scheduled airline and/or end supplier failure as standard.
  • Five star policies include natural catastrophe cover, either as standard, or as an option.
  • Premiums are the most competitive in relation to the cover provided.
  • Have clear and consumer friendly, policy wording and explanations of cover.
  • The alcohol exclusion is more customer friendly than the market average.
  • The standard excess is below the level of the market average.

  • Four star policies cover all Primary (core) sections and all Secondary sections under a travel policy.
  • Four star policies have cancellation cover at or above the market average.
  • Four star policies may have a maximum of one core and one secondary section, or two secondary sections of cover lower than the market average or the excess may be above the market average.
  • Four star policies may provide additional cover benefits.
  • Four star policies may not automatically include cover for scheduled airline or end supplier failure.
  • Premiums are competitive in relation to the cover provided.
  • Have clear and consumer friendly policy wording and explanations of cover.

  • Three star policies cover all Primary (core) Sections, but may not offer baggage and money cover as standard.
  • Three star policies have some core covers lower than the market average, or up to one secondary sections of cover missing.
  • Three star policies may have some secondary covers lower than the market average.
  • Three star policies may not provide scheduled airline/end supplier failure cover, or only offer it as an option.
  • The Insurer, may not provide quotations across the full range of scenarios tested.
  • The standard excess may be higher than the market average.

  • Two star policies generally provide cover that is below the market average and/or have Primary (core) and Secondary sections of cover missing from their policies.
  • Two star policies may not offer baggage/money cover.
  • Premiums tend to be much lower than the market average due to the low levels of cover provided.
  • The Standard Excess is higher than the market average.
  • The Insurer may not provide quotation across the full range of scenarios tested
  • Policy wordings may not be as consumer friendly as other Insurers

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Travel Insurance Help

Help Center

Browse articles and FAQs answered by our travel insurance experts


What are Your Options?

Remain with the same Insurance Company

You could stay with your existing Insurer and you wouldn't have the worry of shopping around every year for alternative quotes. Unfortunately Insurers have a tendency to increase renewal premiums and by not shopping around, you will end up paying more for your Insurance.

Use a local broker

If you don't have the confidence to purchase an Insurance policy online, we would definately recommend the use of an Insurance Broker. Firstly they will do the searching for you, secondly they will recommend a policy that meets your requirements. As a result if there are any problems or complaints they would be your first port of call. The downside is that Brokers charge a fee or commission, so you could end up paying more.

Use a Comparison Site

Comparison sites have sped up the process of comparing policies online. However most only compare companies from which they earn a commission. Leaving those that don't feature on comparison sites, un-compared.

Use a Review/Rating Site

Most review sites only feature customer reviews (not an expert opinion). DEFAQTO provide independent star rating reviews, however they do not compare price and a significant number of policies are four and five star rated. No site combines all of these.

Use That's Insurance

That's Insurance is the only site to combine all these elements. An independent review of each policy, an easy to understand star rating and a comprehensive price guide comparison. That's Insurance, is the only site you need.

Getting Started

Which Travel Insurance Policy is best and how to use this website?

Which Travel Insurance Policy is best and how to use this website?

Which Travel Insurance Policy is best? You could spend your time trawling through websites looking for the best quote. You could speed the process up by trying a comparison site. Unfortunately comparison sites only deal with about 25% of the travel insurers, so there is no guarantee that you will

Read More
Why you need Thats Insurance

Why you need Thats Insurance

Travel Insurance is a competitive market in the UK, there are hundreds of companies offering cover and it is very easy to buy online, without giving your purchase a second thought. To most customers, price is the most important factor, but you might be surprised to know there is a huge difference

Read More

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