Top Rated Travel Insurance

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Premier

TopDog  Travel Insurance Review

Longstay travel policies

Gold

Fish Travel Insurance Review

Single Trip travel policies

Plus Two

Economycover Travel Insurance Review

Annual travel policies

Premier Plus Cover

Zurich  Travel Insurance Review

Single Trip travel policies

Extra

Fish Travel Insurance Review

Annual travel policies

Plus Two

Circlecover Travel Insurance Review

Single Trip travel policies

Gold

Citybond  Travel Insurance Review

Backpacker travel policies

Young Traveller Premier

Top Rated Travel Insurance

Travelinsurance.co.uk Travel Insurance Review

Single Trip travel policies

Gold

More Than Travel Insurance Review

Annual travel policies

Diamond

TopDog  Travel Insurance Review

Single Trip travel policies

Platinum

Star Ratings Explained


Market Research companies hand out top rankings to a large proportion of Travel Insurance Policies.

Thats Insurance has been much more strict in our ranking process. We have awarded Five Stars to only the very best policies.

We appreciate that not every customer will want nor need a five star policy. The information on the right details exactly what you can expect from a policy with one of our star ratings.

Broadly speaking Three Star policies provide cover which is inline with the market average. Four and Five Star policies provide cover which is above the market average and One and Two star policies provide cover below the market average.

  1. A Five Star policy covers all core sections and all secondary sections under a travel policy.

  2. All Core Sections of cover are above the levels of the market average policy.

  3. All secondary sections are either at or above the levels of the market average policy.

  4. Five Star policies provide additional benefits over and above a standard policy.

  5. Includes cover for scheduled airline/supplier insolvency as standard.

  6. Includes natural catastrophe cover, either as standard, or as an optional add on.

  7. Have the most competitive premiums in relation to the cover provided, across the range of scenarios tested.

  8. Have clear and consumer friendly, policy wording and explanations of cover.

  9. Five Star policies have an alcohol wording that is more customer friendly than the standard blanket exclusion.

  10. The standard excess is below the level of the market average.

  1. Covers all core sections and secondary sections under a travel policy.

  2. Core Sections of cover either at, or above the levels of the market average.

  3. May have additional benefits over and above the standard policy.

  4. May not automatically include cover for supplier insolvency.

  5. Premiums are competitive premiums in relation to the cover provided across the range of scenarios tested.

  6. Has clear and consumer friendly policy wording and explanations of cover.

  7. The standard excess is either at or below the level of the market average.

  1. Provide cover for all core sections, but may have some secondary sections missing.

  2. May have Core sections of cover that are lower than the level of the market average.

  3. Premiums may not be as competitive, or be consistently competitive across the range of scenarios tested.

  4. The Insurer, may not have been able to provide quotations across the full range of scenarios tested.

  5. The excess may be above the level of the market average.

  1. May have some core sections of cover missing.

  2. May have some secondary sections of cover missing.

  3. Levels of cover tend to be below the market average.

  4. Premiums may be lower than the market average due to the lower levels of cover.

  5. The Standard Excess is higher than the market average.

  1. Has core sections of cover missing.

  2. Has secondary sections of cover missing.

  3. Cover is much lower than the market average.

  4. Premiums are lower than the market average due to the lower levels of cover.

  5. The Standard Excess is higher than the market average.

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We'd like to hear from customers who have bought travel insurance as to the main reason they purchased a particular policy. It just takes a second to vote.


What are Your Options?

Remain with the same Insurance Company

You could stay with your existing Insurer and you wouldn't have the worry of shopping around every year for alternative quotes. Unfortunately Insurers have a tendency to increase renewal premiums and by not shopping around, you will end up paying more for your Insurance.

Use a local broker

If you don't have the confidence to purchase an Insurance policy online, we would definately recommend the use of an Insurance Broker. Firstly they will do the searching for you, secondly they will recommend a policy that meets your requirements. As a result if there are any problems or complaints they would be your first port of call. The downside is that Brokers charge a fee or commission, so you could end up paying more.

Use a Comparison Site

Comparison sites have sped up the process of comparing policies online. However most only compare companies from which they earn a commission. Leaving those that don't feature on comparison sites, un-compared.

Use a Review/Rating Site

Most review sites only feature customer reviews (not an expert opinion). DEFAQTO provide independent star rating reviews, however they do not compare price and a significant number of policies are four and five star rated. No site combines all of these.

Use That's Insurance

That's Insurance is the only site to combine all these elements. An independent review of each policy, an easy to understand star rating and a comprehensive price guide comparison. That's Insurance, is the only site you need.

Getting Started

Which Travel Insurance Policy is best and how to use this website?

Which Travel Insurance Policy is best and how to use this website?

Which Travel Insurance Policy is best? You could spend your time trawling through websites looking for the best quote. You could speed the process up by trying a comparison site. Unfortunately comparison sites only deal with about 25% of the travel insurers, so there is no

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Why you need Thats Insurance

Why you need Thats Insurance

Travel Insurance is a competitive market in the UK, there are hundreds of companies offering cover and it is very easy to buy online, without giving your purchase a second thought. To most customers, price is the most important factor, but you might be surprised to know there is a

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