Selecting the right pet insurance for your Chihuahua

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Chihuahuas may be small dogs, but they are certainly not short on character. That is one of the reasons they are becoming increasingly popular.

When you live with a cheeky chihuahua you get great company and a dog that you can take practically anywhere. Plus, they are nowhere near as expensive to keep as a larger dog like an Alsatian would be.

But, like all pets, they can get sick or hurt. Should that happen, the vet´s bills can still be high. Sometimes beyond your means. Setting a badly fractured leg is still going to cost thousands regardless of the size of the leg being operated on.

So, even though your pet is small, it still makes sense to track down and buy a comprehensive pet insurance policy for your Chihuahua.

After reading through, breaking down and fully understanding every single pet insurance policy that is available in the UK, we have learned a thing or two.

Using that knowledge we have come up with this short, but comprehensive, pet insurance buying guide that specifically looks at buying a policy for a small breed like Chihuahua´s.

What does my Chihuahua´s dog insurance need to include?

If you want to make a quick decision, here is a list of what we feel your policy should include. You can use this short checklist and our pet insurance comparison tool to narrow down your options and buy.

The type of coverage you should consider buying for small dogs:

  • Vet bill coverage - especially for conditions Chihuahuas are vulnerable to
  • Coverage for injuries your dog sustains as the result of an accident or a fight with another dog
  • Third-party insurance - to cover the cost of any damage your dog may cause
  • Financial help to find a lost or stolen dog
  • End of life costs

Now, if you have the time, please spend 5 to 10 minutes reading the rest of the article. Below, the checklist I go into a little more detail and explain the extra things you need to think about when buying pet insurance for a lap dog.

Of the above items, the most important by far is the vet bills. So, let's look at buying a policy that will cover those first.

Why small dogs need pet insurance just as much as the big breeds do

Even though your dog is small the vet bills can still mount up. Most procedures cost the same regardless of the size of the animal that is being treated.

Although you will likely end up paying less for your dog´s drugs. Simply because the size of the dose needed is normally based on the weight of the animal being treated.

Regardless, it is just as easy to rack up a vet bill for a Chihuahua running into the hundreds, even the thousands, as it is for a Labrador Retriever.

Common Chihuahua health conditions you will need to buy coverage for

Unfortunately, many years of interbreeding has allowed serious health conditions to be passed on down through the generations. Most pedigree breeds have at least some hereditary conditions that you need to keep an eye out for. Knowing what the symptoms are will enable you to spot problems early, so you can get the treatment as soon as possible.

When buying your pet insurance policy, it is wise to determine how much coverage is included for these and other conditions. Here are the ones you need to pay particular attention to when researching the policy you will buy for your pet.

The conditions Chihuahua are particularly prone to:

Dental decay - Chihuahuas and most other small dog breeds are very prone to tooth decay. Tartar builds up quickly and if it is not removed periodically the gums recede and all their teeth fall out. This is partly because it is hard for small dogs to chew on things in the way larger dogs do. An action which removes most of the tartar and stops the build-up. The cost of tooth-cleaning varies greatly between areas, but on average you will pay about £220. Not all Pet Insurers will cover the cost of dental problems.

Retained baby teeth - around 6% of Chihuahuas retain their baby teeth. Solving this problem requires surgery. The minimum bill for this is £290. Not all Pet Insurers will cover this issue, so you should read the policy carefully.

Retained testicles - about 4% of these little dogs need surgery to bring their testicles down.

Epilepsy - this nasty condition can usually be controlled using drugs. But working out what is going on and coming up with the right drug regime usually takes a while. The costs can easily rack up. It is not uncommon for owners to pay around £2,000, during the initial stages of treatment.

Joint issues - surprisingly for a small dog they are very vulnerable to joint injuries. This is largely because their muscular-skeletal structures are fine and delicate. It does not take much for them to suffer strains and sprains.

Dislocating kneecaps (luxating patellas) - they are more prone than other breeds to dislocating their kneecaps, an injury that is difficult and time-consuming to heal. If the condition is caught early enough, surgery is an option. But it typically costs £1,200, often a lot more, to successfully fix this potentially painful issue and stop your dog from going lame.

Tracheal collapse - many small breeds are vulnerable to their windpipes starting to collapse. If your dog's breathing is affected, the only solution is surgery, which is expensive.

Legg-Perthes disease (aka Legg-Calve-Perthes) - this condition causes the ball part of the hip joint to disintegrate. It is a form of arthritis that tends to afflict very young dogs. Rest can work. But, often, surgery to remove the damaged part of the joint is necessary. Provided it is done early enough your dog can live an active and normal life. It is not the kind of surgery you can save up for. Typically, it costs from £1200.

As you can see the conditions these lovely little dogs are prone to are not cheap to cure. So, if you have a dog that has health problems, the right insurance policy can easily pay for itself.

Do I really need third-party insurance for a small dog?

People tend to assume that they do not need third party insurance if they have a Chihuahua. They figure that such a small dog cannot do much damage. Even if they bite. In reality, this is not the best way to think about things. They can be a bit on the aggressive side and if they bite they do hurt and can tear. Plus, there is always a risk of the bite becoming infected.

It is also all too easy for someone to trip over a little dog and break something. There is also the danger of them causing a traffic accident if they run away. So, in most cases, it makes sense to buy 3rd party insurance for a small dog.

Do I need a policy that includes cremation costs?

Naturally, nobody likes to think of their dog dying. But when it does happen you need to be able to pay the bill. If you think you will struggle to do this, it is wise to opt for a policy that includes coverage for these costs.

Things to be aware of when buying pet insurance for a Chihuahua

The above are the main things you need to think about. But you should also do the following:

  • Find out if there is an excess to pay and how much it is
  • Understand how long it will take before the coverage becomes active
  • Familiarise yourself with any payment limits that are attached to the policy
  • Find out whether the policy costs will go up each year and determine roughly how much by

What is the average cost of dog insurance for a Chihuahua?

Our research indicates that most owners of Chihuahua's can expect to pay between £100 and £350 for an annual dog insurance policy (Based on a 5 year old male dog). Of course, exactly how much you will pay depends on the age, size, type and amount of cover, where you live and of course how much you paid for your pet.

To give you an idea of the variation in cost between the different types of cover available, we have produced a chart, illustrating the market average premium charged.

Based on a five year Chihuahua, for the four different types of cover Accident Only, Time Limited, Maximum Benefit, and Lifetime, you get a good idea of the additional costs required when choosing higher levels of cover. If you are not sure, what each of these policies cover, we explain this in much more detail in our Pet Insurance Buyers Guide.

Selecting the right pet insurance for your Chihuahua

Does it cost more to insure an older Chihuahua?

Typically the older your dog gets the more you will pay. This is the cause of many complaints, by customers who perceive annual increases in premium as unfair. Similar to humans, as your dog gets older, they are more likely to need medical care. It is just a fact of life and remember that dogs age about 7 - 8 times quicker than humans do.

Pet Insurers are a business like any other and need to factor this in when calculating premiums. As a result premiums tend to increase year on year.

Using the market average cost of a lifetime pet insurance policy, the Graph below demonstrates the increase in premiums as your pet gets older. Chihuahuas are quite long lived and it is not unusual for them to reach 15 - 18 years of age.

Best dog insurance for Chihuahua's

By the time your Chihuahua has turned six, premiums have increased by 50%. By the time your Chi has reached the age of 10 premiums have almost doubled. There are main two reasons. We have mentioned the first reason that your pet is likely to need more medical assistance. The second reason, is that when your pet reaches the age of between 8 - 10 years, there is a dramatic reduction in the number of Pet Insurers that will actually quote for dogs of that age.

This is another important reason to insure your Chihuahua as early as possible. The majority of Insurers will continue to Insure your pet past their normal cut off date if you insure with them when your pet is of a young age.

Knowing this makes choosing the right Insurer early on in your Chihuahua's life absolutely crucial!

How much does Chihuahua dog insurance cost?

The cost of coverage varies greatly depending on how old your dog is, which company you ask and what features you want. Even where you live can have an impact on the cost, also how much your dog cost to buy. Pedigree Chihuahua puppies can cost anywhere between £1,250 and £2,500, more for rare colours.

We have taken the pet insurance market as a whole (not just the policies on comparison websites) and discovered which Pet Insurers favour Chihuahua's and provide the best pet insurance for these little dog with huge personalities.

The Pet Insurers listed below represent insurance policies we feel provide a good level of cover for a reasonable price.

The search criteria we used was based upon a pedigree Chihuahua costing £1,500, living in the midlands area of the UK. Quotes were based on a one year old, a six year old and a ten year old male and show the best policies that we rated 3 stars or higher.

Top Time Limited Insurance for a one year old Chihuahua

These are our Time Limited policy hot picks for a one year old Chihuahua. The cost of Dog Insurance naturally get more expensive as your dog gets older, so it's important that you insure your dog as soon as possible. Our recommendations take into account levels of cover provided, our overall policy rating and of course the price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Standard - Annual

110

Click Heart to Favourite

Compare Now

Maximum Benefit Time Limited 3,500

Complimentary Treatment 3,500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 750

Advertising and Reward 700

Third Party Liability 1,250,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Time Limited Silver Annual

95

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,500

Complimentary Treatment 3,500

Dental 3,500

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Time Limited £2500

75

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Value 12 Month

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 1,000

Dental 2,500

Death from Accident 650

Death from Illness 650

Theft or Straying 650

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Essential

100

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 600

Death from Illness 600

Theft or Straying 600

Advertising and Reward 1,200

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

365Flex £5,000

100

Click Heart to Favourite

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Per Condition Time Limited 5,000

Complimentary Treatment 250

Dental 5,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Prime Plus

99

Click Heart to Favourite

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Per Condition Time Limited 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Top Time Limited Insurance for a six year old Chihuahua

Insurance costs increase as your pet gets older. The next set of recommended policies are based on a six year old Chihuahua.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Standard - Annual

110

Click Heart to Favourite

Compare Now

Maximum Benefit Time Limited 3,500

Complimentary Treatment 3,500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 750

Advertising and Reward 700

Third Party Liability 1,250,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Time Limited Silver Annual

95

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,500

Complimentary Treatment 3,500

Dental 3,500

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Time Limited £2500

75

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Value 12 Month

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 1,000

Dental 2,500

Death from Accident 650

Death from Illness 650

Theft or Straying 650

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Essential

100

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 600

Death from Illness 600

Theft or Straying 600

Advertising and Reward 1,200

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Prime Plus

99

Click Heart to Favourite

Compare Now

Per Condition Time Limited 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Type:Dog

Cover:Per Condition Time Limited

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

365Flex £5,000

100

Click Heart to Favourite

Compare Now

Per Condition Time Limited 5,000

Complimentary Treatment 250

Dental 5,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,000,000

Top Time Limited Insurance for a ten year old Chihuahua

The number of Pet Insurers willing to cover your pet, becomes less as your pet gets older. Choosing the right insurer for older pets becomes much harder. These are our recommendations for older Chihuahua's.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Standard - Annual

110

Click Heart to Favourite

Compare Now

Maximum Benefit Time Limited 3,500

Complimentary Treatment 3,500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 750

Advertising and Reward 700

Third Party Liability 1,250,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Time Limited Silver Annual

95

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,500

Complimentary Treatment 3,500

Dental 3,500

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Time Limited £2500

75

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 500

Dental 2,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Prime Plus

99

Click Heart to Favourite

Compare Now

Per Condition Time Limited 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Essential

100

Click Heart to Favourite

Compare Now

Per Condition Time Limited 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 600

Death from Illness 600

Theft or Straying 600

Advertising and Reward 1,200

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Value 12 Month

85

Click Heart to Favourite

Compare Now

Per Condition Time Limited 2,500

Complimentary Treatment 1,000

Dental 2,500

Death from Accident 650

Death from Illness 650

Theft or Straying 650

Advertising and Reward 650

Third Party Liability 1,000,000

Type:Dog

Cover:Per Condition Time Limited

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

365Flex £5,000

100

Click Heart to Favourite

Compare Now

Per Condition Time Limited 5,000

Complimentary Treatment 250

Dental 5,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 1,000,000

Top Maximum Benefit Insurance for a one year old Chihuahua

Maximum Benefit policies are a more expensive option, because there is no time limit. Claims are only limited by the maximum benefit amount, which can be an overall limit or a limit per condition. We have ranked our top picks by star rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Max Benefit (£2,000)

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,000

Complimentary Treatment 750

Dental 2,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Standard Plus

80

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 3,000

Complimentary Treatment 750

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 500

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Silver

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 3,000

Complimentary Treatment 300

Dental 5,000

Death from Accident 250

Death from Illness 250

Theft or Straying 250

Advertising and Reward 100

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Maximum Benefit Gold Annual

105

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 6,000

Dental 6,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Extra Cover £4,000

60

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 1,000

Dental 4,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Pet Advanced

95

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 8,000

Complimentary Treatment 8,000

Dental 1,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,500,000

Top Maximum Benefit Insurance for a six year old Chihuahua

This set of policies are based upon a six year old Chihuahua, once again ranked by star rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Max Benefit (£2,000)

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 2,000

Complimentary Treatment 750

Dental 2,000

Death from Accident 750

Death from Illness 750

Theft or Straying 750

Advertising and Reward 750

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Silver

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 3,000

Complimentary Treatment 300

Dental 5,000

Death from Accident 250

Death from Illness 250

Theft or Straying 250

Advertising and Reward 100

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Standard Plus

80

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 3,000

Complimentary Treatment 750

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 500

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Maximum Benefit Gold Annual

105

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 6,000

Dental 6,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Extra Cover £4,000

60

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 1,000

Dental 4,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Pet Advanced

95

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 8,000

Complimentary Treatment 8,000

Dental 1,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,500,000

Top Maximum Benefit Insurance for a ten year old Chihuahua

The number of possible pet insurers reduces as your pet gets older. We have managed to find some great policies for a ten year old Chihuahua, ordered by rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Max Extra

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 500

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 200

Third Party Liability 1,750,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Classic £4,000

100

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 4,000

Complimentary Treatment 1,000

Dental 0

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 2,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Gold

99

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 7,500

Complimentary Treatment 750

Dental 7,500

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 1,000

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Maximum Benefit Gold Annual

105

Click Heart to Favourite

Compare Now

Maximum Benefit Per Condition 6,000

Complimentary Treatment 6,000

Dental 6,000

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Extra Cover £4,000

60

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Maximum Benefit Per Condition 4,000

Complimentary Treatment 1,000

Dental 4,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Maximum Benefit Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Pet Advanced

95

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Maximum Benefit Per Condition 8,000

Complimentary Treatment 8,000

Dental 1,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,500,000

Top Lifetime Dog Insurance for a one year old Chihuahua

Lifetime Policies as the name suggests will cover your pet for life long conditions. Although premiums are generally more expensive, this can give you financial peace of mind, throughout your pets life. This are our top picks based on a one year old Chihuahua, ordered by star rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Lifetime Per Condition

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime Gold Annual

115

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Lifetime Per Condition 6,500

Complimentary Treatment 6,500

Dental 6,500

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime Silver

99

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Lifetime Maximum Benefit 3,500

Complimentary Treatment 1,000

Dental 3,500

Death from Accident 250

Death from Illness 250

Theft or Straying 250

Advertising and Reward 0

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Essential

100

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Lifetime Maximum Benefit 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime £4,000

250

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Lifetime Maximum Benefit 4,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 0

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Life Premium

90

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Lifetime Maximum Benefit 12,000

Complimentary Treatment 1,500

Dental 12,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 3,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Premier

80

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Lifetime Maximum Benefit 6,000

Complimentary Treatment 750

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Vets Fees £7,500

100

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Lifetime Maximum Benefit 7,500

Complimentary Treatment 1,875

Dental 7,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Gold

100

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Lifetime Maximum Benefit 8,000

Complimentary Treatment 1,500

Dental 2,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 1

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Accident & Illness (£12,000)

100

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Lifetime Maximum Benefit 12,000

Complimentary Treatment 3,000

Dental 12,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Top Lifetime Dog Insurance for a six year old Chihuahua

The next set of quotes are based on a six year old Chihuahua. Once again policies are ordered by Star Rating and Price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Lifetime Per Condition

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime Gold Annual

115

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Lifetime Per Condition 6,500

Complimentary Treatment 6,500

Dental 6,500

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Essential

100

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Lifetime Maximum Benefit 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime Silver

99

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Lifetime Maximum Benefit 3,500

Complimentary Treatment 1,000

Dental 3,500

Death from Accident 250

Death from Illness 250

Theft or Straying 250

Advertising and Reward 0

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime £4,000

250

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Lifetime Maximum Benefit 4,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 0

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Life Premium

90

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Lifetime Maximum Benefit 12,000

Complimentary Treatment 1,500

Dental 12,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 2,000

Third Party Liability 3,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Premier

80

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Lifetime Maximum Benefit 6,000

Complimentary Treatment 750

Dental 6,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Vets Fees £7,500

100

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Lifetime Maximum Benefit 7,500

Complimentary Treatment 1,875

Dental 7,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Gold

100

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Lifetime Maximum Benefit 8,000

Complimentary Treatment 1,500

Dental 2,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 1,000

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 6

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Accident & Illness (£12,000)

100

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Lifetime Maximum Benefit 12,000

Complimentary Treatment 3,000

Dental 12,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Top Lifetime Dog Insurance for a ten year old Chihuahua

Even if your Chihuahua hasn't reached the ripe old age of ten yet. These Insurers are still worth considering now, as our research gives you an indication of future costs. Quotes are sorted in order of star rating and price.

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Dog

Cover:Lifetime Per Condition

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime Gold Annual

115

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Lifetime Per Condition 6,500

Complimentary Treatment 6,500

Dental 6,500

Death from Accident 1,250

Death from Illness 1,250

Theft or Straying 1,250

Advertising and Reward 700

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime £4,000

250

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Lifetime Maximum Benefit 4,000

Complimentary Treatment 1,000

Dental 1,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,000

Advertising and Reward 0

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Essential

100

Click Heart to Favourite

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Lifetime Maximum Benefit 3,000

Complimentary Treatment 500

Dental 3,000

Death from Accident 500

Death from Illness 500

Theft or Straying 500

Advertising and Reward 500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Lifetime £8k

100

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Lifetime Maximum Benefit 8,000

Complimentary Treatment 1,000

Dental 8,000

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Regular Policy

99

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Lifetime Maximum Benefit 7,000

Complimentary Treatment 1,000

Dental 7,000

Death from Accident 1,000

Death from Illness 1,000

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 2,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Vets Fees £7,500

100

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Lifetime Maximum Benefit 7,500

Complimentary Treatment 1,875

Dental 7,500

Death from Accident 1,500

Death from Illness 1,500

Theft or Straying 1,500

Advertising and Reward 1,500

Third Party Liability 1,000,000

Type:Dog

Cover:Lifetime Maximum Benefit

Age: 10

Breed: Chihuahua (Smooth Coat)

Group: Toy

Product Rating

Experience Rating

Gold

100

Click Heart to Favourite

Compare Now

Lifetime Maximum Benefit 8,000

Complimentary Treatment 1,500

Dental 2,000

Death from Accident 2,000

Death from Illness 2,000

Theft or Straying 2,000

Advertising and Reward 1,000

Third Party Liability 2,000,000

1007.56

Full Details

Using the above information will help you to buy the best pet insurance for you Chihuahua. A policy that will save you the heartbreak of having to decide that you cannot afford to pay for an operation that would keep your dog active and pain-free for many years. These little dogs have got a lot to give, so investing in their future by buying them a decent pet insurance policy makes sense for most owners.

If you want to check out reviews on other specific pet insurers, that we have not mentioned here, you can visit our Pet Insurance Reviews Page and choose the Insurer you wish to read about.

If you want to find out the best insurance for other breeds of dog, you will find articles in our best pet insurance guides. Feel free to share this guide with other dog lovers. If you have any queries relating to pet insurance, or any other insurance matter please do not hesitate to contact us and we will do our best to help.