A guide to buying pet insurance for a mixed breed dog

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In the UK and virtually every other country, most people do not own a pedigree dog. Largely because they are so expensive to buy. Plus, there are simply more mixed breed or mongrel dogs out there.

After all, dogs will be dogs. If your beautiful bull terrier bitch runs off one day, while she is on heat and comes back looking particularly pleased with herself, there is a fair chance she is pregnant. And, the chances are, it will be another local mutt that has had his wicked way with her.

Whether you become the accidental owner of a mongrel or dog of indeterminate lineage or you simply fall in love with the slightly crazy-looking pup you see at the shelter, one thing is for sure, you will want to buy pet insurance.

Why every dog owner needs pet insurance

Mixed breed dogs are less prone to the inherited health-issues some pedigrees are. But they can and do, still get sick. Plus, of course, they can get lost, have accidents, or end up causing one.

In any of those situations, the bill can be eye-watering. Here are just a few examples:

  • £4,000 to £6,000 for surgery to fix a complex fracture.
  • An average of £800 to treat a tumour.
  • £700 to investigate an allergy or find the root cause of intense itching.
  • Tens of thousands in compensation to fix broken bones when your dog knocks someone to the ground if they become too excited.
  • None of those is a small figure and if you are living hand to mouth, which many of us are doing right now, facing bills like that can change your life, and not in a good way. When money is tight, the last thing you need is to have to take out an expensive, high-interest loan to pay a large vet´s fee.

    One of the incidents above only has to happen once for your pet insurance policy to pay for itself. But it must be the right policy. If you buy vet insurance that does not offer a good level of coverage, you could end up wishing you had never bought it.

    Things to consider when buying insurance for your mixed-breed dog

    Here are the main things you need to consider when buying your policy.

    What does the policy say about pre-existing conditions?

    Most pet insurance policies will not cover pre-existing conditions. This is understandable. But the fact that your pet already has a health condition is not a reason not to buy a policy. Currently there is one pet insurance provider that will cover some pre-existing medical conditions and they are called Scratch & Patch.

    Is my pet prone to any medical conditions?

    If your dog is a true mongrel, the chances are you will not have a clue which breeds have come together to make him or her. But, often, you will have a good idea. Perhaps you got them from a friend whose 2 dogs have bred or a breeder that specializes in mixed-breed dogs. In that case, you can check out whether there are any health conditions that your pet is prone to.

    For example, if one of the parents is a Labrador you would want to buy a policy that provides a good level of coverage for joint and eye issues. Both of which this breed of dog is prone to developing.

    Is my mutt likely to run off?

    Every dog has its own character traits. If yours is nervous and barely leaves your side, the chances of them running off and getting lost are slim. Whereas one with a skittish character is more likely to do so. In which case, you will want to make sure that you buy a policy that offers you financial assistance to find and bring your dog back home.

    Pet insurance for an excitable mongrel

    If your mongrel tends to jump up, run off on walks and not listen to you, it is important to buy a policy that offers a good level of accident coverage. That way should they cause an accident or inadvertently hurt someone you can claim from your insurer, should you be sued.

    Provided of course you buy a policy that offers a high enough level of coverage and you are not contravening any of the terms and conditions. You can find out about how to check your policy to make sure it really does offer a decent amount of third-party liability coverage, by reading our pet insurance review articles.

    Will my vet accept the policy I buy?

    Once you have narrowed down your options, just double-check how payments are made. If the arrangement is you pay the vet then claim back the money from the provider, you can go ahead and buy the policy. But make sure that this is how the payment is made. If the insurance company pays vets direct you will need to make sure that the vet you like to use is willing to work with that particular insurer.

    Potential issues to be aware of when buying pet insurance for a mixed breed dog

    Regardless of the type of insurance policy you are buying, it is important, to be honest on the application form. Not doing so can easily invalidate your insurance.

    If your pet has remarkable likeness to a Pitbull for example, but the puppy´s owner is telling you it is a mixed breed, ask your vet for their opinion. Should they categorize it as a specific breed, or crossed with a specific breed it is probably best to state that on the policy as some Insurers may not cover you for particular breeds. Unless you have bought it from a breeder, and they have provided you with paperwork that says it is a mixed breed dog.

    How do I find the best pet insurance for a mixed breed dog?

    Virtually all pet insurance providers sell policies that are suitable for mongrels of all shapes and sizes.

    What is the average cost of dog insurance for a mongrel?

    Our research indicates that most owners of mixed-breed dogs can expect to pay between £100 and £300 (based upon a 5 year old mixed breed dog) for an annual dog insurance policy. Of course, exactly how much you will pay depends on the age, size, type and amount of cover, where you live and of course how much you paid for your pet.

    The graph below illustrates the market average premium charged, based on a five year medium size mixed breed dog, for the three different types of cover Time Limited, Maximum Benefit, and Lifetime. If you are not sure, what each of these policies cover, we have produced a Comprehensive Buyers Guide to Dog Insurance.

    Buying pet Insurance for a mixed breed dog

    Are cross-bred dogs cheaper to insure than pure-bred dogs?

    In most cases it costs less to insure a mongrel or cross-bred dog than a pedigree. This is mainly because they are not expensive to buy. Plus, there is a general understanding that mongrels have fewer inherited health conditions than some pedigree dogs do.

    Mongrels are normally sorted into three size bands for insurance purposes. These are small (0-10kg) medium (10-20kg) and large (20+kg). The graph below highlights the difference in pet insurance annual premiums between a small, medium and large size mongrel, when compared to various other breeds. All quotes are an average of the market premium based on a Lifetime policy and each dog aged 5 years.

    Premium Comparison between Dog Breeds

    How much does pet insurance for a Mixed Breed Dog cost?

    Mixed breed dogs or mongrels will on average live until they are 14 years of age. In 2019 a study found that mixed breeds live on average 1.2 years longer than purebreds and that there was a correlation between mortality and size. They found the heavier the dog, the lower it's lifespan. This is a very good reason to find the right cover at an early age and also look for a policy that will continue offering competitive cover throughout your dogs life.

    Pet Insurance premiums vary depending on your dog’s age, health, size, and the type of policy you are looking for.

    We have analysed the the whole market (not just the policies on comparison websites) for the best dog insurance in respect of mixed breed dogs. The Pet Insurers listed below represent insurance policies we feel provide a good level of cover for a reasonable price.

    The search criteria we used was based upon a medium sized dog (Any dog weighing between 10 - 20kg is considered medium sized) from unknown mixed breeds costing £150, living in the home counties area of the UK. Quotes were based on a one year old, a six year old and a ten year old male and show the best policies that we rated 3 stars or higher.

    Best Time Limited Insurance for a one year old mixed breed dog

    These are our Time Limited policy best picks for a one year old Mixed Breed Dog. The cost of Dog Insurance naturally get more expensive as your dog gets older, so it's important that you insure your dog as soon as possible. Our recommendations take into account levels of cover provided, our overall policy rating and of course the price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited Silver Annual

    95

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 3,500

    Complimentary Treatment 3,500

    Dental 3,500

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 650

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Silver

    75

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 3,000

    Complimentary Treatment 300

    Dental 3,000

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 750

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited Gold Annual

    105

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 5,000

    Complimentary Treatment 5,000

    Dental 5,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 700

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited £5k

    100

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 5,000

    Complimentary Treatment 500

    Dental 5,000

    Death from Accident 250

    Death from Illness 0

    Theft or Straying 0

    Advertising and Reward 0

    Third Party Liability 1,000,000

    Best Time Limited Insurance for a six year old mixed breed dog

    Insurance costs increase as your pet gets older. The next set of best picks are based on a six year old mixed breed dog.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited Silver Annual

    95

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 3,500

    Complimentary Treatment 3,500

    Dental 3,500

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 650

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Silver

    75

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 3,000

    Complimentary Treatment 300

    Dental 3,000

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 750

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited £5k

    100

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 5,000

    Complimentary Treatment 500

    Dental 5,000

    Death from Accident 250

    Death from Illness 0

    Theft or Straying 0

    Advertising and Reward 0

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited Gold Annual

    105

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 5,000

    Complimentary Treatment 5,000

    Dental 5,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 700

    Third Party Liability 1,000,000

    Best Time Limited Insurance for a ten year old mixed breed dog

    Because generally mixed breed dogs have less problems than pedigrees, more Insurers are willing to cover them later on in life. This makes premiums for older mixed breed dogs a bit cheaper than other breeds. These are our best picks for older mixed breed dogs

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited Silver Annual

    95

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 3,500

    Complimentary Treatment 3,500

    Dental 3,500

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 650

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited £5k

    100

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 5,000

    Complimentary Treatment 500

    Dental 5,000

    Death from Accident 250

    Death from Illness 0

    Theft or Straying 0

    Advertising and Reward 0

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Time Limited Gold Annual

    105

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 5,000

    Complimentary Treatment 5,000

    Dental 5,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 700

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Per Condition Time Limited

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Silver

    75

    Click Heart to Favourite

    Compare Now

    Per Condition Time Limited 3,000

    Complimentary Treatment 300

    Dental 3,000

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 750

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Top Maximum Benefit Insurance for a one year old mixed breed dog

    More expensive than time limited policies, Maximum Benefit cover has no time limit on any claim. Claims are only limited by the maximum benefit amount, which can be an overall limit, or a limit per condition. We have ranked our top picks by star rating and price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Silver

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 4,250

    Complimentary Treatment 500

    Dental 4,250

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 500

    Advertising and Reward 500

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Pet Insurance Maximum Benefit £4,000

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 4,000

    Complimentary Treatment 500

    Dental 500

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 750

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Max Plus

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 2,000

    Complimentary Treatment 500

    Dental 0

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 200

    Third Party Liability 1,500,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Maximum Benefit Gold Annual

    105

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 6,000

    Complimentary Treatment 6,000

    Dental 6,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 700

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Classic £8,000

    100

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 8,000

    Complimentary Treatment 1,000

    Dental 0

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 2,000

    Third Party Liability 2,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Max Benefit £6,000

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 6,000

    Complimentary Treatment 1,500

    Dental 6,000

    Death from Accident 1,500

    Death from Illness 1,500

    Theft or Straying 1,500

    Advertising and Reward 1,500

    Third Party Liability 2,000,000

    Top Maximum Benefit Insurance for a six year old mixed breed

    Our best picks based upon a six year old mixed breed dog, ordered by rating and price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Silver

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 4,250

    Complimentary Treatment 500

    Dental 4,250

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 500

    Advertising and Reward 500

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Max Plus

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 2,000

    Complimentary Treatment 500

    Dental 0

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 200

    Third Party Liability 1,500,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Pet Insurance Maximum Benefit £4,000

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 4,000

    Complimentary Treatment 500

    Dental 500

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 750

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Maximum Benefit Gold Annual

    105

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 6,000

    Complimentary Treatment 6,000

    Dental 6,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 700

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Classic £8,000

    100

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 8,000

    Complimentary Treatment 1,000

    Dental 0

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 2,000

    Third Party Liability 2,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Max Benefit £6,000

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 6,000

    Complimentary Treatment 1,500

    Dental 6,000

    Death from Accident 1,500

    Death from Illness 1,500

    Theft or Straying 1,500

    Advertising and Reward 1,500

    Third Party Liability 2,000,000

    Top Maximum Benefit Insurance for a ten year old mixed breed dog

    The number of possible pet insurers reduces as your pet gets older, although not quite as much as some other breeds. We have managed to find some great policies for a ten year old mixed breed dog, ordered by rating and price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Max Plus

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 2,000

    Complimentary Treatment 500

    Dental 0

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 200

    Third Party Liability 1,500,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Silver

    99

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 4,250

    Complimentary Treatment 500

    Dental 4,250

    Death from Accident 500

    Death from Illness 500

    Theft or Straying 500

    Advertising and Reward 500

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Maximum Benefit Gold Annual

    105

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 6,000

    Complimentary Treatment 6,000

    Dental 6,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 700

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Maximum Benefit Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Classic £8,000

    100

    Click Heart to Favourite

    Compare Now

    Maximum Benefit Per Condition 8,000

    Complimentary Treatment 1,000

    Dental 0

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 2,000

    Third Party Liability 2,000,000

    Top Lifetime Insurance for a one year old mixed breed dog

    Lifetime Policies as the name suggests will cover your pet for life long conditions and are generally the most popular type of policy offered. Although premiums are generally more expensive, this can give you financial peace of mind, throughout your pets life. This are our top picks based on a one year old mixed breed dog, ordered by star rating and price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime Bronze Annual

    95

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 2,000

    Complimentary Treatment 2,000

    Dental 2,000

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 600

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Classic

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 2,500

    Complimentary Treatment 350

    Dental 2,000

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 250

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Extra

    90

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 4,000

    Complimentary Treatment 1,000

    Dental 4,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Value Policy

    99

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 3,000

    Complimentary Treatment 500

    Dental 3,000

    Death from Accident 0

    Death from Illness 0

    Theft or Straying 0

    Advertising and Reward 200

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime £4,000

    75

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 4,000

    Complimentary Treatment 1,500

    Dental 4,000

    Death from Accident 2,000

    Death from Illness 2,000

    Theft or Straying 2,000

    Advertising and Reward 1,000

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Premier £12,000

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 12,000

    Complimentary Treatment 1,500

    Dental 2,000

    Death from Accident 2,000

    Death from Illness 2,000

    Theft or Straying 2,000

    Advertising and Reward 2,000

    Third Party Liability 3,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 1

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Plus

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 7,500

    Complimentary Treatment 1,000

    Dental 7,500

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 750

    Third Party Liability 2,000,000

    Top Lifetime Insurance for a six year old mixed breed dog

    Being a more popular policy, there is much more choice, making our best buys a little more difficult. The next set of top picks are based on a six year old mixed breed dog. Once again policies are ordered by Star Rating and Price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime Bronze Annual

    95

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 2,000

    Complimentary Treatment 2,000

    Dental 2,000

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 600

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Classic

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 2,500

    Complimentary Treatment 350

    Dental 2,000

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 250

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Value Policy

    99

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    Lifetime Maximum Benefit 3,000

    Complimentary Treatment 500

    Dental 3,000

    Death from Accident 0

    Death from Illness 0

    Theft or Straying 0

    Advertising and Reward 200

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Elite Extra

    90

    Click Heart to Favourite

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    Lifetime Per Condition 4,000

    Complimentary Treatment 4,000

    Dental 4,000

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 1,000

    Third Party Liability 2,500,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Extra

    90

    Click Heart to Favourite

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    Lifetime Maximum Benefit 4,000

    Complimentary Treatment 1,000

    Dental 4,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime £4,000

    75

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 4,000

    Complimentary Treatment 1,500

    Dental 4,000

    Death from Accident 2,000

    Death from Illness 2,000

    Theft or Straying 2,000

    Advertising and Reward 1,000

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Plus

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 7,500

    Complimentary Treatment 1,000

    Dental 7,500

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 750

    Third Party Liability 2,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 6

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Premier £12,000

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 12,000

    Complimentary Treatment 1,500

    Dental 2,000

    Death from Accident 2,000

    Death from Illness 2,000

    Theft or Straying 2,000

    Advertising and Reward 2,000

    Third Party Liability 3,000,000

    Top Lifetime Insurance for a ten year old mixed breed dog

    Even if your mongrel hasn't reached the ripe old age of ten yet. These Insurers are still worth considering now, as our research gives you an indication of future costs. Quotes are sorted in order of star rating and price.

    Top Picks

    Insurance Provider

    Excess

    Primary Cover

    Guide Price

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime Bronze Annual

    95

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 2,000

    Complimentary Treatment 2,000

    Dental 2,000

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 600

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime £5k

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 5,000

    Complimentary Treatment 1,000

    Dental 5,000

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 1,000

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Value Policy

    99

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 3,000

    Complimentary Treatment 500

    Dental 3,000

    Death from Accident 0

    Death from Illness 0

    Theft or Straying 0

    Advertising and Reward 200

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Classic

    100

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    Compare Now

    Lifetime Maximum Benefit 2,500

    Complimentary Treatment 350

    Dental 2,000

    Death from Accident 750

    Death from Illness 750

    Theft or Straying 750

    Advertising and Reward 250

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Elite Extra

    90

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 4,000

    Complimentary Treatment 4,000

    Dental 4,000

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 1,000

    Third Party Liability 2,500,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Extra

    90

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 4,000

    Complimentary Treatment 1,000

    Dental 4,000

    Death from Accident 1,250

    Death from Illness 1,250

    Theft or Straying 1,250

    Advertising and Reward 750

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Per Condition

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Lifetime £4,000

    75

    Click Heart to Favourite

    Compare Now

    Lifetime Per Condition 4,000

    Complimentary Treatment 1,500

    Dental 4,000

    Death from Accident 2,000

    Death from Illness 2,000

    Theft or Straying 2,000

    Advertising and Reward 1,000

    Third Party Liability 1,000,000

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Premier £12,000

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 12,000

    Complimentary Treatment 1,500

    Dental 2,000

    Death from Accident 2,000

    Death from Illness 2,000

    Theft or Straying 2,000

    Advertising and Reward 2,000

    Third Party Liability 3,000,000

    1056.24

    Full Details

    Type:Dog

    Cover:Lifetime Maximum Benefit

    Age: 10

    Breed: Medium

    Group: Mongrel

    Product Rating

    Experience Rating

    Plus

    100

    Click Heart to Favourite

    Compare Now

    Lifetime Maximum Benefit 7,500

    Complimentary Treatment 1,000

    Dental 7,500

    Death from Accident 1,000

    Death from Illness 1,000

    Theft or Straying 1,000

    Advertising and Reward 750

    Third Party Liability 2,000,000

    1110.89

    Full Details

    We hope you have found this article informative and feel free to share it with other dog owners. If you would like to read reviews on other Pet Insurers, that we have not mentioned above, you can find them in our "Pet Insurance reviews" section of the website to help you compare policies.

    If you own a specific breed or pedigree dog, check out our other best pet insurance guides for other dog breeds.

    Finally we welcome any feedback, or if you have any queries relating to pet insurance, or any other insurance matter please do not hesitate to contact us and we will do our best to help.