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Travel Insurance Help and Information

Listed below are useful explanations of terms and conditions, guides to travel insurance, together with frequently answered questions.

What is travel insurance?

Travel Insurance is a policy designed to cover certain losses in the event of a claim whilst traveling either nationally or internationally. Most consumers will be able to provide a basic answer to this question, but actually travel insurance is one of the more complex policies, with many different areas of cover. Continue Reading.....

What does a travel insurance policy cover?

Before buying a travel policy the first thing you need to understand is what is actually covered.

The reason this is important is there may be sections of cover you don't need (because they are covered elsewhere or you don't feel they are necessary) If you understand what a standard policy includes, when you buy travel insurance, you will be able to select a policy  continue reading.....

Holiday Insurance Advice

When deciding which travel insurance policy to choose, most customers will base their decision on, the type of policy, the cover, and the cost. An area for consideration, which is definately overlooked is, who the policy is underwritten by. Continue Reading....

Do you Need Travel Insurance Cover?

If you are travelling abroad for any period of time, then some sort of cover is probably essential even if it is the cheapest travel insurance. Continue Reading....

ATOL - Air Travel Organisers Licence

By law, every UK travel company which sells air holidays and flights is required to hold an ATOL, which stands for Air Travel Organiser’s Licence. ATOL was originally set up in 1973. At that time there was a rise in the number of travel companies that went bust leaving people stranded and financially out of pocket. Continue Reading....

Flight Cancellation and EU Rules

If you have only booked a flight and it does not fall under the protection of ATOL, what rights do you have, in the event your flight is cancelled or delayed? Thanks to an EU judgement on the 23rd October 2012 EC Regulation 261/2004, clear guidelines have now been put in place. Continue Reading...

Baggage Insurance Tip

The cover, terms and conditions under the baggage section of a travel policy are particularly poor.  Most policies have a limit of £1500 (some go up to £3,000) with a single article limit of £300 and most policies take into account wear and tear and require receipts for everything before they settle the claim. chances are you are not going to get very much back if you have to make a claim. Continue Reading.....

Making a Travel Insurance Claim

If you are unlucky enough to need to make a claim under your travel policy, then you will need to know the claim procedure. This does of course depends on what the claim is for, as this dictates the procedure you should follow. There are generally 3 types of claim, non emergency, emergency non medical and medical claims. Continue Reading...

Making a Travel Insurance Complaint

The Travel Insurance market was worth about £710 Million in 2012 and expected to grow to over £850 million by 2016 (source datamonitoring.com)  Over 51% of policies are purchased online and because there is no Insurer contact during the purchase process, this has led to an increase in complaints. Continue Reading...

Top Holiday Insurance Tips

Here is a list of top tips and reminders:-
1. Make sure your passport is in date, especially as some countries require that you have at least six months to run on it.
2. Check to see if you, or anyone travelling with you, requires a visa.
3. Remember to apply for your EHIC (European Health Insurance Card) it’s free. Continue Reading...

Travel Insurance Checklist

Once you have booked your holiday, you should immediately be thinking about booking your travel insurance.
Normally booking travel cover with your holiday provider can be more expensive than if you shop around. Especially as there are literally hundreds of policies available that can be purchased online. Continue Reading....

How do you work out your Guide Prices?

All of our Guide Prices are a good representation of a price within your selected Criteria. Final prices paid by you, should you take out a policy with an Insurance provider on their website, may vary from those listed on our website as you may add/remove cover to suit your needs.