RAC Travel Insurance Review

RAC Travel Insurance Review

RAC Travel Insurance Review

About RAC

Everyone has heard of the RAC, a specialist roadside assistance company, but did you know they now offer Insurance, including Travel Insurance, as well as a host of other products? RACÕs travel insurance policies are however arranged and administered by another company Hood Travel Ltd and Underwritten by Axa Insurance Plc. RAC launched a new set of policies in September 2015.

RAC Travel Insurance Policies are Underwritten By Axa Insurance

Ratings for RAC RAC Star Rated Travel Policies

Click on the blue bars on the right side of the Policy Type Bar to expand and view all policies offered by RAC and star ratings given by That's Insurance.

Single Trip Insurance Policy Ratings Click to Expand

There are 3 Single Trip Policies, they are Black, Silver, Orange , we have rated these as follows:-

Thats Insurance Rating for Black:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Orange :

Single Trip Travel Insurance Guide here
RAC Travel Insurance Review

Backpacker Insurance Policy Ratings Click to Expand

There are no policies available for this section.

Backpacker Travel Insurance Guide here
RAC Travel Insurance Review

Annual Insurance Policy Ratings Click to Expand

There are 3 Annual Policies, they are Orange , Silver, Black, we have rated these as follows:-

Thats Insurance Rating for Orange :

Thats Insurance Rating for Silver:

Thats Insurance Rating for Black:

RAC Travel Insurance Review

Longstay Insurance Policy Ratings Click to Expand

There are no policies available for this section.

RAC Travel Insurance Review

Important Information on RAC's Policy Wording

The policy has a fair alcohol exclusion which is;

“You drinking too much alcohol or alcohol abuse where it is reasonably foreseeable that such consumption could result in an impairment of your physical ability and/or judgement resulting in a claim. We do not expect you to avoid alcohol on your trips or holidays, but we will not cover any claims arising because you have drunk so much alcohol that your judgement is seriously affected or you are suffering from alcohol dependence or directly or indirectly from the symptoms of alcohol withdrawal and/or you need to make a claim as a result”.

Pre existing medical conditions can be underwritten at the point of sale. The online medical screening is very slick and easy to use.

There is a long list of additional sports and activities that are covered as standard. Anything else can be added by paying an additional premium. This procedure can be completed online, although if you need cover for something not listed, you will need to phone up.

An unusual option is the driving pack, to cover things like alcohol, shopping tobacco etc (especially useful if you are hopping over to france for the weekend to buy wine and beer, or camping abroad and taking your own car)

Unlike a lot of policies, children are required to travel with adults at all times (i.e. they can’t travel under the policy on their own)

Scheduled airline failure cover is included as standard on all policies.

The difference between the three policies are the sums insured being lower on the Silver and Orange and the excess higher

How to Buy Travel Insurance from RAC

Click Here to get an online quotation from RAC

Customer Reviews of RAC

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We hope that you have found this RAC Travel Insurance Review helpful. If you have experience of RAC, please do leave a Customer Review, these ratings are searchable and will help others make an informed choice.