John Lewis Travel Insurance Review

John Lewis  Travel Insurance Review

John Lewis Travel Insurance Review

About John Lewis Insurance

John Lewis the retail giant best known for their slogan 'Never knowingly undersold', now offer all types of Insurance as well.John Lewis Insurance, work with a panel of insurers to offer a full range of insurance products. Travel Insurance is underwritten by Ageas Insurance Ltd.

John Lewis are currently offering up to a 20% discount when purchasing online.

John Lewis Travel Insurance Policies are Underwritten By Ageas Insurance

Ratings for John Lewis Insurance John Lewis Insurance Star Rated Travel Policies

Click on the blue bars on the right side of the Policy Type Bar to expand and view all policies offered by John Lewis Insurance and star ratings given by That's Insurance.

Single Trip Insurance Policy Ratings Click to Expand

  • There is no age limit under the single trip travel policy
  • You can insure one trip for up to six months, unless you are over 65 when the limit is reduced to 31 days.
  • You can purchase Winter Sports for the duration of your trip with the payment of an additional premium.
Read the Full Policy Type Guide Here

Thats Insurance Rating for Premier:

Thats Insurance Rating for Plus:

Thats Insurance Rating for Essential:

John Lewis Travel Insurance Review

Backpacker Insurance Policy Ratings Click to Expand

  • Ratings are listed below, if available
Read the Full Policy Type Guide Here

John Lewis Travel Insurance Review

Annual Insurance Policy Ratings Click to Expand

  • The annual policy has an age limit of 74 years.
  • You are allowed to take an unlimited number of trips, but each trip can be no longer than 31 days (45 or 60 days if you pay an additional premium).
  • Golf, Business Travel and Wedding cover can be added, as well as wintersports for up to 17 days.

Thats Insurance Rating for Essential:

Thats Insurance Rating for Plus:

Thats Insurance Rating for Premier:

John Lewis Travel Insurance Review

Longstay Insurance Policy Ratings Click to Expand

  • Ratings are listed below, if available

John Lewis Travel Insurance Review

Important Information on John Lewis Insurance's Policy Wording

What is age/classification of Child?

Persons who are dependents who are under the age of 18 or 21 or under if in full time education.

Age Limits?

At time of purchase:-

No age limit for Single Trip

74 or under for Annual Multi Trip

Single Trip, Trip Duration up to 180 days, this reduces to 31 days if you are over 65. Annual Trip, Trip Duration is 31 days as standard (45 or 60 days if you pay an additional premium). Winter Sports can be added for the entire duration of your single trip and for up to 24 days on your Annual Trip.

No of persons covered, family/ group?

Group not available.

Family means up to two adults under 65 living at the same address who are married or living together as if they are married, with any number of dependent children (son, daughter, grandchild, step child, foster child) under 18 or 21 or under if in full time education.

Reciprocal Health Agreements

EHIC not Mandatory but advised if travelling to the EU.  If you are travelling to Australia you should register with Medicare if requiring treatment.

Sporting Activities, what’s included?

Check the policy schedule, there are over 100 activities listed as standard, with additional packs including winter sports available with the payment of an additional premium. Some activities have conditions listed, where applicable these are listed beside the activity.

Alcohol Exclusion, Terms?

Policy states “The effect of your alcohol, solvent or drug dependency or long term abuse, or you being under the influence of alcohol, solvents or drugs, or doing anything as a result of using these substances  (this excludes drugs prescribed by a GP, unless they are for the treatment of drug addiction).”

Scheduled Airline Failure/End Supplier Failure cover?

Covered under Plus and Premier Policies.

Medical Conditions, Exclusions, Vaccinations?

Pre-existing Medical Conditions cannot be covered. Any pre-existing medical condition that has not been declared and accepted in writing by the insurer will not be covered.

You must ensure that you have all the appropriate vaccinations that are required for the country/countries that you intend to visit.

Travelling while Pregnant?

The insurer does not state any conditions in relation to pregnancy, therefore if you are pregnant we would recommend that you clarify this with the Insurance Provider.

Working while away?

Manual Labour is excluded for this policy. Manual work is defined as any work that involves working at heights of more than 2 metres and/or the use of physical labour, including but not limited to construction, installation, assembly, building work and any work involving the use of heavy machinery or specialist equipment.

If your plan is for specific work, it is always best to contact the insurance provider and obtain written acceptance that your planned type of work is allowed under the policy.

Possessions, Proof of Ownership?

Receipts and/or proof of ownership are required to support your claim.

It would be sensible to keep receipts of any new clothes/property purchased for your holiday. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.

Cyber Attack, Terrorism

Claims relating to cyber events are excluded. Terrorism is also excluded in respect of all sections other than emergency medical expenses, war, terrorism, biological or chemical warfare, invasion, act of foreign enemy, hostilities (whether war has been declared or not), civil war, rebellion, revolution, insurrection or military or usurped power.

Natural Disaster/Catastrophe

Covered under Plus and Premier Policies.

Residency/Doctor/NI?

You and all other insured persons must be a resident of the United Kingdom. You must not have spent more than 6 months abroad in the last 12 months.  You should be registered with a GP in the UK.

How to Buy Travel Insurance from John Lewis Insurance

Click Here to get an online quotation from John Lewis Insurance

Customer Reviews of John Lewis Insurance

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