Insure With Ease Travel Insurance Review

Insure With Ease Travel Insurance Review

Insure With Ease Travel Insurance Review

I am sure you'll agree with us when we say, it's impossible to find any meaningful or independent reviews of Insure With Ease plus compare prices and cover on the same site.

And you'd be right! Because that's exactly what we found.

Once you have read this review and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Who are Insure With Ease and who underwrites their policies?

Insurewithease is a trading name of Ancile Insurance Group Ltd. Ancile have specialised in travel insurance since 2007. As well as their own brands including Goodtogoinsurance, OUL Direct and Sun Selection, they provide broking and wholesale travel insurance for a number of different companies.  All Insurewithease's travel insurance policies are underwritten by Travel Insurance Facilities and Insured by URV.

With European cover from just £8.95, children insured free on single trip policies and three levels of cover to choose from including Insurewithease's Platinum five star policy, read our in depth review and see how they compare.

Insure With Ease Travel Insurance Policies are Underwritten By URV

How Insure With Ease have been ranked using our star rating formula. Insure With Ease Star Ratings

Click on the blue bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Insure With Ease.

Single Trip Policy Ratings Click to Expand

There are 3 Single Trip Policies, they are Platinum, Gold, Silver, we have rated these as follows:-

Thats Insurance Rating for Platinum:

Thats Insurance Rating for Gold:

Thats Insurance Rating for Silver:

Single Trip Travel Insurance Guide here
Insure With Ease Travel Insurance Review

Backpacker Policy Ratings Click to Expand

There are 1 Backpacker Policies, they are Backpacker, we have rated these as follows:-

Thats Insurance Rating for Backpacker:

Backpacker Travel Insurance Guide here
Insure With Ease Travel Insurance Review

Annual Policy Ratings Click to Expand

There are 3 Annual Policies, they are Silver, Gold, Platinum, we have rated these as follows:-

Thats Insurance Rating for Silver:

Thats Insurance Rating for Gold:

Thats Insurance Rating for Platinum:

Insure With Ease Travel Insurance Review

Longstay Policy Ratings Click to Expand

There are no policies available for this section.

Insure With Ease Travel Insurance Review

Insure With Ease's 'User Friendly' Rating

That's Insurance have reviewed 's Policy Wording, Website and Quote System and given each a 'User Friendly' rating. This will tell you how easy it is for you, to read, navigate and purchase policies on their website. We've split this into three gauges which show where rates compared to the average Insurance Provider on our site. The higher the percentage, the easier you should find it to navigate each of these areas.

Policy

(plain english, easy to follow & understand)

Policy Guage Score Loading

Website

(user friendly, easy to navigate and find help)

Website Guage Score Loading

Quote System

(speed, ease of use, flow and display of cover)

Quotes Guage Score Loading

16 Key Points you need to know about Insure With Ease's travel policy wording

1

What is the age/classification of a child on the policy?

Persons who are dependents who are under the age of 18, living at home with you and in full time education. In this scenario a dependent is considered as children, grandchildren, step-children, adopted children or foster children.

2

What are the policy age limits?

At time of purchase:-

75 or under for Single Trip

65 or under for Annual Multi Trip

45 or under for Backpacker

3

What are the policy Trip Duration limits?

Single Trip, Trip Duration up to 94 days. Annual Trip, Trip Duration is 31 days as standard, this can be increased to 45 days by selecting the Platinum Policy. Backpacker Trip Duration is up to 365 Days.

4

What does the policy offer for Winter Sports cover?

Winter Sports can be added for the entire duration of your single trip and for up to 24 days on your Annual Trip.

Cover is for on piste skiing and snowboarding for leisure purposes only

5

What is classed as a family and how many people can be quoted for?

A policy may be taken out by an individual or a group of up to 10 persons, as well as couples and families

Family up to 2 adults and any number dependents who are under the age of 18, living at home with you and in full time education. In this scenario a dependent is considered as children, grandchildren, step-children, adopted children or foster children.

Note in respect of more than one individual insuring themselves under the same policy there is not premium discount available.

6

What are the policy rules on reciprocal health agreements (EHIC, Medicare)?

EHIC not Mandatory but strongly advised if travelling to the EU.  If you are travelling to Australia you must register with Medicare on arrival.

7

What is covered under Sports and Activities on the policy?

Check the policy schedule, activities listed in Activity Pack A are included as standard. Activity Packs B and C are chargeable and you should check to ensure the activities you plan are included. Some activities are * starred and exclude Personal Liability or Personal Accident.

8

What are the policy Alcohol Exclusion terms?

Policy states “You, your travelling companion, close relative or business associate being under the influence of:-  drugs (except those prescribed by your registered doctor but not when prescribed for treatment of drug addiction); alcohol (a blood alcohol level that exceeds 0.19% approximately four pints or four 175ml glasses of wine); solvents, or;  anything relating to you or your close relatives or business associate prior abuse of alcohol or solvents.

9

Does the policy cover Scheduled Airline Failure or Financial Failure?

Covered under all policies.

10

Does the policy cover Pre-Existing Medical Conditions and can I get a quote online?

Quotes for people with medical conditions can be given online, you are asked to go through a set of questions in relation to your condition and quotes are provided at the end of this. Any pre-existing medical condition that has not been declared and accepted in writing by the insurer will not be covered.

You must ensure that you have all the appropriate vaccinations that are required for the country/countries that you intend to visit.

11

What are the policy rules on travelling when pregnant?

Policy states “Our policies include emergency medical expenses cover for pregnancy and childbirth from week 0 to week 28 inclusive whilst you are away. From the start of week 29 to week 40 of the pregnancy, there is no cover for claims relating to normal pregnancy and normal childbirth or cancellation, however, medical expenses and cancellation cover will be provided if any of the following complications arise: Toxaemia, Gestational hypertension, Ectopic pregnancy, Post-partum haemorrhage, Pre-eclampsia, Molar pregnancy or hydatidiform mole, Retained placenta membrane, Placental abruption, Hyperemesis gravidarum, Placenta praevia, Stillbirth, Miscarriage, Emergency Caesarean, A termination needed for medical reasons, Premature birth more than 12 weeks (or 16 weeks if you know you are having more than one baby) before the expected delivery date.”

12

Will I be covered if I want to do Manual Work or Bar Work or other work while I am on holiday?

Listed under activities - Manual Labour is excluded except for those listed in Activity Pack B, Farm Work, which is included with the payment of an additional premium. If your plan is for specific work, it is always best to contact the insurance provider and obtain written acceptance that your planned type of work is allowed under the policy.

13

Do I need original receipts for lost baggage if I need to claim on the policy?

Proof of value and ownership of property and money is required for any item with a value exceeding £50. This should be in the form of an original receipt. Lack of this may mean you are still eligible to claim but will be subject to a maximum of £50 and will be considered part of “unreceipted items” in respect of the claim and included in the maximum offered by that policy.

It would be sensible to keep receipts of any new clothes/property purchased for your holiday. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.

14

What does the policy cover in the event of war, terrorism or cyber attack?

Claims relating to cyber events are excluded. Terrorism is also excluded in respect of all sections other than emergency medical expenses, war, terrorism, biological or chemical warfare, invasion, act of foreign enemy, hostilities (whether war has been declared or not), civil war, rebellion, revolution, insurrection or military or usurped power.

15

Does the policy cover for a natural disaster or catastrophe when I am on holiday?

This can be added to your policy with the payment of an additional premium

16

Do I have to be a UK resident to be covered under this policy?

You and all other insured persons must be a resident of the United Kingdom, Channel Islands or British Forces Posted Overseas.  You must not have spent more than 6 months abroad in the last 12 months.

Pro's and Con's for Insure With Ease

Click on the blue bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Insure With Ease.

  • Children go free under single trip policies
  • Platinum policy has been awarded our five star rating
  • The facility to underwrite medical conditions online at the point of sale
  • Automatic cover for scheduled airline failure

No Con's

What Cover do Insure With Ease policies offer.

Click on the arrows on the left and right of the policy boxes below, to scroll through the policies offered by Insure With Ease and view cover.

Policy Name Insurance Provider

  • PolicyName & Policy Type

    Platinum

    Single Trip

    Gold

    Single Trip

    Silver

    Single Trip

    Silver

    Annual

    Gold

    Annual

    Platinum

    Annual

    Backpacker

    Backpacker

Primary Cover toggle

  • Policy Excess
    Policy Excess

    35

    50

    100

    100

    50

    35

    100

  • Medical Expenses
    Medical Expenses Explanation
    Cover Type Icon

    10,000,000

    10,000,000

    10,000,000

    10,000,000

    10,000,000

    10,000,000

    5,000,000

  • Cancellation
    Cancellation Explanation
    Cover Type Icon

    7,500

    3,000

    1,000

    1,000

    3,000

    7,500

    1,000

  • Personal Accident
    Personal Accident Explanation
    Cover Type Icon

    25,000

    25,000

    25,000

    25,000

    25,000

    25,000

    0

  • Baggage
    Baggage Explanation
    Cover Type Icon

    2,500

    1,500

    1,000

    1,000

    1,500

    2,500

    500

  • Single Article Limit
    Single Article Limit Explanation
    Cover Type Icon

    500

    200

    150

    150

    200

    500

    100

  • Valuables Limit
    Valuables Limit Explanation
    Cover Type Icon

    500

    200

    150

    150

    200

    500

    100

  • Personal Money
    Personal Money Explanation
    Cover Type Icon

    750

    500

    150

    150

    500

    750

    100

  • Personal Liability
    Personal Liability Explanation
    Cover Type Icon

    2,000,000

    2,000,000

    2,000,000

    2,000,000

    2,000,000

    2,000,000

    0

  • Legal Expenses
    Legal Expenses Explanation
    Cover Type Icon

    25,000

    25,000

    25,000

    25,000

    25,000

    25,000

    25,000

  • Scheduled Airline Failure
    Scheduled Airline Failure Explanation
    Cover Type Icon

    1,500

    1,500

    1,500

    1,500

    1,500

    1,500

    1,500

Secondary Cover toggle

  • Hospital Benefit
    Hospital Benefit Explanation
    Cover Type Icon

    1,500

    500

    0

    0

    500

    1,500

    0

  • Emergency Dental Treatment
    Emergency Dental Treatment Explanation
    Cover Type Icon

    250

    250

    250

    250

    250

    250

    250

  • Burial or Cremation
    Burial or Cremation Explanation
    Cover Type Icon

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,500

  • Baggage Delay
    Baggage Delay Explanation
    Cover Type Icon

    500

    100

    100

    100

    100

    500

    0

  • Delayed Departure
    Delayed Departure Explanation
    Cover Type Icon

    1,000

    1,000

    100

    100

    1,000

    1,000

    0

  • Missed Departure
    Missed Departure Explanation
    Cover Type Icon

    1,000

    500

    250

    250

    500

    1,000

    0

  • Kennel/Cattery
    Kennel/Cattery Explanation
    Cover Type Icon

    200

    200

    0

    0

    200

    200

    0

  • Hijack/Kidnap
    Hijack/Kidnap Explanation
    Cover Type Icon

    500

    500

    500

    500

    500

    500

    0

  • Financial Failure
    Financial Failure Explanation
    Cover Type Icon

    1,500

    1,500

    1,500

    1,500

    1,500

    1,500

    1,500

  • Natural Disaster
    Natural Disaster Explanation
    Cover Type Icon

    1,000

    1,000

    250

    250

    1,000

    1,000

    0

  • Withdrawal of Services
    Withdrawal of Services Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

  • Concierge Cover
    Concierge Cover Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

  • Travel Disruption
    Travel Disruption Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

Optional Cover toggle

  • Natural Disaster
    Natural Disaster Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Gadget Cover
    Gadget Cover Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Travel Disruption
    Travel Disruption Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Golf
    Golf Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Wintersports
    Wintersports Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Business
    Business Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Wedding
    Wedding Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Cruise
    Cruise Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    N

  • Car and Home Excess
    Car and Home Excess Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

  • Search and Rescue
    Search and Rescue Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

  • Mugging
    Mugging Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

Sample Quotes from Insure With Ease.

Listed below are some Sample Quotes offered by Insure With Ease (or click button to compare with every insurance provider).

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Single Trip

Europe

Family

Age: 18 - 29

Trip Days: 21

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Silver

100

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 1,000

Missed Departure 250

Delayed Departure 100

Baggage 1,000

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Single Trip

Worldwide (Excluding USA & Canada)

Couple

Age: 30 - 39

Trip Days: 7

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Silver

100

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 1,000

Missed Departure 250

Delayed Departure 100

Baggage 1,000

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Single Trip

Worldwide (Excluding USA & Canada)

Individual

Age: 65 - 70

Trip Days: 21

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Platinum

35

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 7,500

Missed Departure 1,000

Delayed Departure 1,000

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Annual

Europe

Individual

Age: 50 - 59

Trip Days: 365

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Gold

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 3,000

Missed Departure 500

Delayed Departure 1,000

Baggage 1,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Annual

Europe

Couple

Age: 40 - 49

Trip Days: 365

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Platinum

35

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 7,500

Missed Departure 1,000

Delayed Departure 1,000

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Annual

Europe

Family

Age: 30 - 39

Trip Days: 365

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Platinum

35

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 7,500

Missed Departure 1,000

Delayed Departure 1,000

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Backpacker

Worldwide (Excluding USA & Canada)

Individual

Age: 26 - 29

Trip Days: 270

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Backpacker

100

Click Heart to Favourite

Compare Now

Medical Expenses 5,000,000

Cancellation 1,000

Missed Departure 0

Delayed Departure 0

Baggage 500

Personal Accident 0

Personal Liability 0

Legal Expenses 25,000

Backpacker

Worldwide

Individual

Age: 40 - 45

Trip Days: 180

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Backpacker

100

Click Heart to Favourite

Compare Now

Medical Expenses 5,000,000

Cancellation 1,000

Missed Departure 0

Delayed Departure 0

Baggage 500

Personal Accident 0

Personal Liability 0

Legal Expenses 25,000

Backpacker

Europe

Individual

Age: 30 - 39

Trip Days: 30

Insure With Ease Travel Insurance Review
That's Insurance Rating

Customer Rating

Backpacker

100

Click Heart to Favourite

Compare Now

Medical Expenses 5,000,000

Cancellation 1,000

Missed Departure 0

Delayed Departure 0

Baggage 500

Personal Accident 0

Personal Liability 0

Legal Expenses 25,000

How to Buy Travel Insurance from Insure With Ease

. Alternately click the button to compare now

Current Discount Codes for Insure With Ease - No Current Discount Codes

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Customer Reviews of Insure With Ease

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