Debenhams Gadget Insurance Review

Debenhams Gadget Insurance Review

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Deciding on the most suitable gadget insurance policy is important, especially as there are so many to choose from. Making the wrong choice could leave you without any means of communication, critical in today's modern society.

Our independent rating and review highlights the important points we think you should know about when choosing an insurance policy to cover your gadget.

Once you have read this review of Debenhams Gadget and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Who are Debenhams Gadget Insurance

Thank you for visiting this page. We conduct our policy reviews carefully and as a result each one takes approximately 5 hours to complete. We are currently in the process of finalising our review of Debenhams Insurance. If you sign up to our newsletter we would be happy to email you when the review goes live.

In the meantime you can still compare policies and see sample quotes.

How to Buy Gadget Insurance from Debenhams Gadget

Click on the website link to go directly to the insurance providers website. Visit Debenhams Gadget's Website and Get a Quotation direct

How Debenhams Gadget Insurance 's Policies have been ranked using our star rating formula?

Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Debenhams Gadget.

Mobile Phone Policy Ratings Click to Expand

We have reviewed 4 Mobile Phone Policies from Debenhams gadget Insurance. They are - Mobile & Gadget Insurance Ultimate - Mobile & Gadget Insurance Home Bundle Ultimate - Mobile & Gadget Insurance Standard - Mobile & Gadget Insurance Home Bundle Standard. We have rated these as follows:-

Rating for Mobile Phone Mobile & Gadget Insurance Ultimate:

Rating for Mobile Phone Mobile & Gadget Insurance Home Bundle Ultimate:

Rating for Mobile Phone Mobile & Gadget Insurance Standard:

Rating for Mobile Phone Mobile & Gadget Insurance Home Bundle Standard:

Debenhams Mobile Phone Insurance Review

Gadget Policy Ratings Click to Expand

We have reviewed 4 Gadget Policies from Debenhams gadget Insurance. They are - Mobile & Gadget Insurance Ultimate - Mobile & Gadget Insurance Home Bundle Ultimate - Mobile & Gadget Insurance Home Bundle Standard - Mobile & Gadget Insurance Standard. We have rated these as follows:-

Rating for Gadget Mobile & Gadget Insurance Ultimate:

Rating for Gadget Mobile & Gadget Insurance Home Bundle Ultimate:

Rating for Gadget Mobile & Gadget Insurance Home Bundle Standard:

Rating for Gadget Mobile & Gadget Insurance Standard:

Debenhams Gadget Insurance Review
  • Policies must provide cover for all core sections and all secondary sections.
  • A minimum of £1,500 in respect of Accidental Loss.
  • A minimum of £1,500 in respect of Accidental Damage.
  • A minimum of £1,500 in respect of Theft.
  • A minimum of £1,500 in respect of Breakdown.
  • A minimum of £2,500 in respect of unauthorised usage.
  • Must be able to insure devices up to a minimum of 24 months old.
  • Five-star policies may provide additional service and cover benefits over and above standard policies.
  • Premiums are competitive in relation to the cover provided.
  • Policies must provide cover for all core sections.
  • A minimum of £1,000 in respect of Accidental Loss.
  • A minimum of £1,000 in respect of Accidental Damage.
  • A minimum of £1,000 in respect of Breakdown.
  • A minimum of £1,000 in respect of unauthorised usage.
  • Must be able to insure devices up to a minimum of 6 months old.
  • Three star policies must include Accidental Damage, Theft and Breakdown cover.
  • Three star policies may not have all the features and benefits of a four or five star policy.
  • Two star policies generally provide cover that is below the market average and have core or secondary sections of cover missing from their policies.
  • Two star policies must include Accidental Damage and Theft Cover..

Key Points you need to know about Debenhams Gadget's policy wording

We are currently Awaiting Details of Key Points for this provider.

Debenhams Gadget's Mystery Shopping Ratings

That's Insurance have spent some time mystery shopping on debenhams-gadget-insurance-reviews's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.

Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.

Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.

Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.

The scores have been calculated as an overall percentage and shown on the three gauges. You can see how Debenhams compares to the industry average. The higher the percentage the better the company performs in each area.

Policy Wording

(layout, readability, terminology)

Awaiting user friendly score

Website

(layout, navigation, access to information)

Awaiting user friendly score

Customer Service

(clear quotes, buying process, customer service)

Awaiting user friendly score

Pro's and Con's for Debenhams Policies

We've highlighted Pro's and Cons for Debenhams, click on the white bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Debenhams Gadget.

No Pro's

No Con's

What Cover do Debenhams policies offer.

We've listed below cover levels for policies offered by offered by To scroll through all policies, click on the arrows on the left and right of policy name section.

Policy Name Insurance Provider

  • PolicyName & Policy Type

    Mobile & Gadget Insurance Ultimate

    Gadget

    Mobile & Gadget Insurance Home Bundle Ultimate

    Gadget

    Mobile & Gadget Insurance Home Bundle Standard

    Gadget

    Mobile & Gadget Insurance Standard

    Gadget

    Mobile & Gadget Insurance Ultimate

    Mobile Phone

    Mobile & Gadget Insurance Home Bundle Ultimate

    Mobile Phone

    Mobile & Gadget Insurance Standard

    Mobile Phone

    Mobile & Gadget Insurance Home Bundle Standard

    Mobile Phone

Primary Cover toggle

  • Policy Excess
    Policy Excess

    75

    75

    75

    75

    75

    75

    75

    75

  • Accidental Loss Benefit
    Accidental Loss Benefit Explanation
    Cover Type Icon

    2,500

    2,500

    0

    0

    2,500

    2,500

    0

    0

  • Accidental Damage Benefit
    Accidental Damage Benefit Explanation
    Cover Type Icon

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

  • Liquid Damage Benefit
    Liquid Damage Benefit Explanation
    Cover Type Icon

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

  • Theft Benefit
    Theft Benefit Explanation
    Cover Type Icon

    2,500

    2,500

    0

    0

    2,500

    2,500

    0

    0

  • Breakdown Benefit
    Breakdown Benefit Explanation
    Cover Type Icon

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

    2,500

  • Single Item Limit
    Single Item Limit Explanation
    Cover Type Icon

    2,500

    1,500

    1,500

    2,500

    2,500

    1,500

    2,500

    1,500

  • Unauthorized Useage
    Unauthorized Useage Explanation
    Cover Type Icon

    2,500

    2,500

    0

    0

    2,500

    2,500

    0

    0

Secondary Cover toggle

  • Accessories
    Accessories Explanation
    Cover Type Icon

    150

    150

    50

    50

    150

    150

    50

    50

Sample Quotes from Debenhams Gadget.

Listed below are some Sample Quotes offered by Debenhams Gadget

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Gadget

Gadget Type:Any

Value up To:£7500.00

Debenhams Travel Insurance Review
Product Rating

Experience Rating

Mobile & Gadget Insurance Home Bundle Ultimate

75

Accidental Loss Benefit 2,500

Accidental Damage Benefit 2,500

Liquid Damage Benefit 2,500

Theft Benefit 2,500

Breakdown Benefit 2,500

Single Item Limit 1,500

Unauthorized Useage 2,500

Accessories 150

Type:Gadget

Gadget Type:Any

Value up To:£7500.00

Debenhams Travel Insurance Review
Product Rating

Experience Rating

Mobile & Gadget Insurance Home Bundle Standard

75

Accidental Loss Benefit 0

Accidental Damage Benefit 2,500

Liquid Damage Benefit 2,500

Theft Benefit 0

Breakdown Benefit 2,500

Single Item Limit 1,500

Unauthorized Useage 0

Accessories 50

Type:Gadget

Gadget Type:Laptop

Value up To:£2500.00

Debenhams Travel Insurance Review
Product Rating

Experience Rating

Mobile & Gadget Insurance Ultimate

75

Accidental Loss Benefit 2,500

Accidental Damage Benefit 2,500

Liquid Damage Benefit 2,500

Theft Benefit 2,500

Breakdown Benefit 2,500

Single Item Limit 2,500

Unauthorized Useage 2,500

Accessories 150

Type:Mobile Phone

Gadget Type:Mobile Phone

Value up To:£650.00

Debenhams Travel Insurance Review
Product Rating

Experience Rating

Mobile & Gadget Insurance Standard

75

Accidental Loss Benefit 0

Accidental Damage Benefit 2,500

Liquid Damage Benefit 2,500

Theft Benefit 0

Breakdown Benefit 2,500

Single Item Limit 2,500

Unauthorized Useage 0

Accessories 50

Type:Mobile Phone

Gadget Type:Mobile Phone

Value up To:£650.00

Debenhams Travel Insurance Review
Product Rating

Experience Rating

Mobile & Gadget Insurance Ultimate

75

Accidental Loss Benefit 2,500

Accidental Damage Benefit 2,500

Liquid Damage Benefit 2,500

Theft Benefit 2,500

Breakdown Benefit 2,500

Single Item Limit 2,500

Unauthorized Useage 2,500

Accessories 150