With the Brexit deadline almost upon us and the current coronavirus pandemic, choosing the right Travel Insurance have never been more essential. The wrong choice now could have disastrous repercussions if you have to claim whilst abroad.
Once you have read this review of Bupa Global and compared polices using our unique search facility, you will have all the information you need to make an informed choice.
Bupa Global are a multinational company with over 1700 employees worldwide. When you take out a policy with Bupa Global, you join one of the leading international health care Insurers. Bupa Global offer single trip and annual trip policies. You can choose from the Basic policy, the Basic plus non medical cover or the Basic, plus non medical cover and Cancellation.
Cover is worldwide, including USA and Canada and Bupa Global will even cover Iraq and Afghanistan (subject to approval and payment of an additional premium). The policy includes a 24/7 in house emergency service, providing help on medical referrals, counselling on treatment and co-ordination of hospital stays.
There is no limit or excess on the medical expenses section of the policy. If you are only interested in cover for medical expenses, choose the Basic policy. Enjoy a 5% discount by buying online.
Click on the website link to go directly to the insurance providers website. Visit Bupa Global's Website and Get a Quotation direct
Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Bupa Global.
We have reviewed 3 Single Trip Policies from Bupa Global Travel Insurance. They are - Basic + Non medical - Basic + Non medical + Trip cancellation - Basic. We have rated these as follows:-
Thats Insurance Rating for Single Trip Basic + Non medical:
Thats Insurance Rating for Single Trip Basic + Non medical + Trip cancellation:
Thats Insurance Rating for Single Trip Basic:
Thats Insurance found no policies available for this section.
We have reviewed 3 Annual Policies from Bupa Global Travel Insurance. They are - Basic + Non medical - Basic + Non medical + Trip cancellation - Basic. We have rated these as follows:-
Thats Insurance Rating for Annual Basic + Non medical:
Thats Insurance Rating for Annual Basic + Non medical + Trip cancellation:
Thats Insurance Rating for Annual Basic:
Thats Insurance found no policies available for this section.
Children under the age of two are covered at no extra cost. Children are classed as those being under the age of 18.
Both single and annual policies are restricted to those customers under the age of 70.
You can take out a single trip policy for up to 12 months. The annual policy covers any number of trips during the year, provided each trip is no longer than one month in duration.
The policy states that winter sports is covered automatically. Unfortunately neither the policy or the website provides any information as to what is actually covered.
If you are planning a winter sport trip, we recommend contacting the Insurer direct to confirm which activities are specifically covered.
A policy can be taken out by up to ten individuals. There is no discount for couples or families.
There is no mention of the European Health Insurance Card.
The website states that most sporting and leisure activities are cover as standard. Unfortunately neither the policy or the website provides a list of which activities are actually covered.
If you are taking part in any activity we recommend contacting the Insurer direct to check if you are covered.
The policy excludes cover for any claim that relates or is connected to the use of alcohol.
Not Covered.
The policy does not cover pre-existing medical conditions. You can download an application for cover of pre-existing medical conditions, which you need to complete and post to Bupa, who will consider whether the conditions can be included and at what terms.
Unfortunately there is no facility to underwrite any conditions online at the point of sale.
The Bupa policy will cover you for acute illnesses and accidents whether you are pregnant or not. You are covered for travel up to and including the 36th week of pregnancy, for sudden and unforeseen illness and or complications in connection with your pregnancy.
There is no mention of cover for manual or any type of work under the policy.
The policy will replace lost, stolen or damaged items on a new for old basis, provided they were less than two years old (less then one year old for clothes) and provided you can supply documentation to prove their ownership and age.
The Bupa policy states that no cover is provided if you are engaged in war, civil war or terrorist acts.
Not covered under the policy.
No residency restrictions.
That's Insurance have spent some time mystery shopping on bupa-global-travel-insurance-review's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.
Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.
Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.
Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.
The scores have been calculated as an overall percentage and shown on the three gauges. You can see how Bupa Global compares to the industry average. The higher the percentage the better the company performs in each area.
(layout, readability, terminology)
Awaiting user friendly score
(layout, navigation, access to information)
Awaiting user friendly score
(clear quotes, buying process, customer service)
Awaiting user friendly score
We've highlighted Pro's and Cons for Bupa Global, click on the white bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Bupa Global.
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