Boots Travel Insurance Review

Boots Travel Insurance Review

Boots Travel Insurance Review

I am sure you'll agree with us when we say, it's impossible to find any meaningful or independent reviews of Boots plus compare prices and cover on the same site.

And you'd be right! Because that's exactly what we found.

Once you have read this review and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Who are Boots and who underwrites their policies?

Boots is probably the leading and most well known Chemist Brand in the UK. Committed to maintain extraordinary customer service, Boots have used their respected brand image to launch Travel Insurance. Boots Travel Insurance is arranged and managed by Infinity Insurance Solutions Ltd. Infinity Insurance Solutions Ltd is authorised and regulated by the Financial Conduct Authority. Boot's goal is to offer a wide range of policies, that will suit a wide range of customers and budgets.

From April 2015, all policies are underwritten by Travel Insurance Facilities plc and insured by URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales. Company No. FC024381 Branch No. BR006943A public body corporate with limited liability Registered Office: Maximilian Strasse 53, D 80530 Munich, German Registered with Amtsgericht Munich, Germany; Registered Number: HRB 137918 Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator.

 

Boots Travel Insurance Policies are Underwritten By Travel Insurance Facilities, URV

How Boots have been ranked using our star rating formula. Boots Star Ratings

Click on the blue bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Boots.

Single Trip Policy Ratings Click to Expand

There are 5 Single Trip Policies, they are Platinum, Gold, Silver, Bronze, Lite, we have rated these as follows:-

Thats Insurance Rating for Platinum:

Thats Insurance Rating for Gold:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Bronze:

Thats Insurance Rating for Lite:

Single Trip Travel Insurance Guide here
Boots Travel Insurance Review

Backpacker Policy Ratings Click to Expand

There are no policies available for this section.

Backpacker Travel Insurance Guide here
Boots Travel Insurance Review

Annual Policy Ratings Click to Expand

There are 5 Annual Policies, they are Lite, Bronze, Silver, Gold, Platinum, we have rated these as follows:-

Thats Insurance Rating for Lite:

Thats Insurance Rating for Bronze:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Gold:

Thats Insurance Rating for Platinum:

Boots Travel Insurance Review

Longstay Policy Ratings Click to Expand

There are 2 Longstay Policies, they are Silver, Bronze, we have rated these as follows:-

Thats Insurance Rating for Silver:

Thats Insurance Rating for Bronze:

Boots Travel Insurance Review

Boots's 'User Friendly' Rating

That's Insurance have reviewed 's Policy Wording, Website and Quote System and given each a 'User Friendly' rating. This will tell you how easy it is for you, to read, navigate and purchase policies on their website. We've split this into three gauges which show where rates compared to the average Insurance Provider on our site. The higher the percentage, the easier you should find it to navigate each of these areas.

Policy

(plain english, easy to follow & understand)

Policy Guage Score Loading

Website

(user friendly, easy to navigate and find help)

Website Guage Score Loading

Quote System

(speed, ease of use, flow and display of cover)

Quotes Guage Score Loading

16 Key Points you need to know about Boots's travel policy wording

1

What is the age/classification of a child on the policy?

Your dependents who are under the age of 18, living at home with you and in full time education

2

What are the policy age limits?

At time of purchase:-

No upper age limit for Single Trip (at the date of purchase of the insurance).

79 or under for Multi Trip (at the date of purchase of the insurance). Stay.

Aged 55 or under for Longstay/Backpacker Trip (at the date of purchase of the insurance).

3

What are the policy Trip Duration limits?

Single Trip, Trip Duration is up to 365 days, you can get a quote for this period up to age 74, this reduces to 30 Days for ages 75 and over.

Annual Trip, Whilst there is no mention of the trip duration anywhere on the Boots website, the policy does allude to it being 31 days for lite, bronze, silver and gold and 45 days per trip for Platinum policies, but it is not very clear.

Longstay Trip, Trip Duration is up to 18 months.

4

What does the policy offer for Winter Sports cover?

You can add wintersports cover to any Boots single trip travel insurance policy or add up to 17 days of winter sports cover for your multi-trip policy for an additional premium.

The Boots wintersports policy allows you to ski, snowboard and ice skate. Whilst the quotation advises that the skiing extension covers things like ski equipment, ski pack, piste closure and avalanche cover, there is no mention of this in the policy wording.

Our recommendation if you wish to include winter sports cover, that you obtain confirmation of the cover, terms and conditions in writing.

 

5

What is classed as a family and how many people can be quoted for?

Boots Insurance can be taken out by just one individual, couples (co habiting) and families

Family means “two adults and up to 8 dependents who are under the age of 18, living at home with you and in full time education. In this scenario a dependent is considered as children, grandchildren, step-children, adopted children or foster children.

Boots travel insurance is also available to groups of up to ten individuals on one policy, although there is no group discount for all booking together.

6

What are the policy rules on reciprocal health agreements (EHIC, Medicare)?

EHIC mandatory if travelling to the EU. If travelling to Australia you must enrol in Medicare.

7

What is covered under Sports and Activities on the policy?

Sports and Activities are split into Activity Packs 1 to 8, there are over 100 activities covered as standard.  The 7 additional Activity Packs that cover you for higher risk activities, with the payment of the appropriate additional premium. Some activities are * starred and do not include Personal Accident or Personal Liability cover.

Unfortunately the additional seven packs are not shown in the policy document, you need to go to http://www.bootstravelinsurance.com/activity-packs/ to find out which additional pursuits you want to cover. It is important that you check the list of activities before purchasing your travel insurance to ensure you are covered.  If you are unsure, it’s a good tip to gain approval in writing from your insurance provider.

Important note. Under activity pack 1 (included free of charge) described in the policy wording, only swimming in a pool is covered. Swimming in open water described as swimming in outdoor bodies of water such as open oceans, lakes and rivers, outside of marked swimming areas and with the absence of a lifeguard and Surfing are not listed.

However when you read the descriptions of activities provided on the website, swimming and surfing are automatically covered.

Our recommendation would be to get confirmation in writing from Boots to clarify which is correct.

The website also states that if you include wintersports, you are automatically covered up to activity pack 3

 

8

What are the policy Alcohol Exclusion terms?

Policy states the Insurer shall not be responsible claims where “you were under the influence of drugs (except those prescribed by your registered doctor but not when prescribed for treatment of drug addiction), alcohol (a blood alcohol level that exceeds 0.19% - approximately four pints or four 175ml glasses of wine) or solvents or anything relating to your prior abuse of drugs, alcohol or solvents. “

9

Does the policy cover Scheduled Airline Failure or Financial Failure?

You are covered on Boots Gold Policy up to £5,000 and their Platinum Policy up to £7,500 if your end supplier fails before you travel. It’s important to note that if your supplier fails while you are away, cover is reduced to up to £1,000 on both Gold and Platinum policies (Section B18 of the policy document refers).

10

Does the policy cover Pre-Existing Medical Conditions and can I get a quote online?

Boots travel insurance with pre existing medical conditions is available.

Quotes for people with medical conditions can be given online, you are asked to go through a set of questions in relation to your condition and quotes are provided at the end of this.

Any pre-existing medical condition that has not been declared and accepted in writing by the insurer will not be covered.

You are not covered in the event of a failure to obtain any recommended vaccines, inoculations or medications prior to your trip departure.

11

What are the policy rules on travelling when pregnant?

There is no cover under this policy for anyone who is more than 29 weeks pregnant, relating to normal childbirth, however they will still cover for certain medical emergencies. You can find a list on the policy document, but it includes complications such as toxaemia, placenta praevia, misscarriage, emergency caesarean.

12

Will I be covered if I want to do Manual Work or Bar Work or other work while I am on holiday?

Manual Work of any kind is specifically excluded under the policy this is defined as work involving the lifting or carrying of heavy items in excess of 25Kg, work at a higher level than two storeys or any form of work underground.  However, you are covered under included Activities for Animal/Sanctuary Work, Bar Work, Restaurant Work and Working (but this does not detail any further definition on what working means).

We would recommend that anyone planning to work obtains written permission from their Insurance Provider that it is covered under their policy.

13

Do I need original receipts for lost baggage if I need to claim on the policy?

Proof of ownership is required for items that you are claiming for.  The insurer won’t pay if you are unable to provide this and deductions will be made for items claimed, for wear and tear, it is not a new for old replacement policy.

We strongly recommend that it would be sensible to keep receipts of any new clothes/property purchased for your holiday; and additionally, any valuation for items that are of value, but you don’t have an original receipt. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.

14

What does the policy cover in the event of war, terrorism or cyber attack?

You are not covered in respect of war, terrorism, biological or chemical warfare, invasion, act of foreign enemy, hostilities (whether war has been declared or not), civil war, rebellion, revolution, insurrection or military or usurped power, confiscation, nationalism or requisition or destruction or damage to property by or under the order of any government or public or legal authority.  Other than Sections A2 (End Supplier Failure before you Travel), B2 (Emergency Medical) & B18(End Supplier Failure while you are away),

15

Does the policy cover for a natural disaster or catastrophe when I am on holiday?

The Gold and Platinum policy provides cover for travel disruption in the event of natural disasters and catastrophe.

The website states this also includes ash cloud, but there is no mention of this in the policy wording.

 

16

Do I have to be a UK resident to be covered under this policy?

All insured persons must be a resident of the United Kingdom, Channel Islands and British Forces Posted Overseas only.

Pro's and Con's for Boots

Click on the blue bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Boots.

  • The Platinum policy offers Five Star rated cover
  • No age limit on single trip policies
  • Online sceening of pre-existing medical conditions
  • Differing information between the policy wording and the website

What Cover do Boots policies offer.

Click on the arrows on the left and right of the policy boxes below, to scroll through the policies offered by Boots and view cover.

Policy Name Insurance Provider

  • PolicyName & Policy Type

    Platinum

    Single Trip

    Gold

    Single Trip

    Silver

    Single Trip

    Bronze

    Single Trip

    Lite

    Single Trip

    Lite

    Annual

    Bronze

    Annual

    Silver

    Annual

    Gold

    Annual

    Platinum

    Annual

    Silver

    Longstay

    Bronze

    Longstay

Primary Cover toggle

  • Policy Excess
    Policy Excess

    0

    50

    60

    75

    100

    100

    75

    60

    50

    0

    75

    75

  • Medical Expenses
    Medical Expenses Explanation
    Cover Type Icon

    10,000,000

    10,000,000

    5,000,000

    3,000,000

    1,000,000

    1,000,000

    3,000,000

    5,000,000

    10,000,000

    10,000,000

    5,000,000

    1,000,000

  • Cancellation
    Cancellation Explanation
    Cover Type Icon

    7,500

    5,000

    3,000

    1,500

    1,000

    1,000

    1,500

    3,000

    5,000

    7,500

    2,500

    1,000

  • Personal Accident
    Personal Accident Explanation
    Cover Type Icon

    25,000

    20,000

    15,000

    5,000

    5,000

    5,000

    5,000

    15,000

    20,000

    25,000

    15,000

    5,000

  • Baggage
    Baggage Explanation
    Cover Type Icon

    3,500

    2,500

    1,500

    500

    500

    500

    500

    1,500

    2,500

    3,500

    1,000

    500

  • Single Article Limit
    Single Article Limit Explanation
    Cover Type Icon

    350

    250

    200

    50

    50

    50

    50

    200

    250

    350

    150

    150

  • Valuables Limit
    Valuables Limit Explanation
    Cover Type Icon

    500

    500

    300

    100

    100

    100

    100

    300

    500

    500

    100

    0

  • Personal Money
    Personal Money Explanation
    Cover Type Icon

    750

    500

    350

    150

    150

    150

    150

    350

    500

    750

    200

    100

  • Personal Liability
    Personal Liability Explanation
    Cover Type Icon

    2,000,000

    2,000,000

    1,000,000

    1,000,000

    1,000,000

    1,000,000

    1,000,000

    1,000,000

    2,000,000

    2,000,000

    1,000,000

    1,000,000

  • Legal Expenses
    Legal Expenses Explanation
    Cover Type Icon

    50,000

    50,000

    20,000

    0

    0

    0

    0

    20,000

    50,000

    50,000

    25,000

    5,000

  • Scheduled Airline Failure
    Scheduled Airline Failure Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

Secondary Cover toggle

  • Hospital Benefit
    Hospital Benefit Explanation
    Cover Type Icon

    1,000

    1,000

    500

    250

    150

    150

    250

    500

    1,000

    1,000

    200

    0

  • Emergency Dental Treatment
    Emergency Dental Treatment Explanation
    Cover Type Icon

    100

    100

    100

    100

    100

    100

    100

    100

    100

    100

    100

    100

  • Burial or Cremation
    Burial or Cremation Explanation
    Cover Type Icon

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

    2,000

  • Baggage Delay
    Baggage Delay Explanation
    Cover Type Icon

    350

    250

    100

    100

    100

    100

    100

    100

    250

    350

    100

    100

  • Delayed Departure
    Delayed Departure Explanation
    Cover Type Icon

    300

    300

    300

    150

    100

    100

    150

    300

    300

    300

    200

    0

  • Missed Departure
    Missed Departure Explanation
    Cover Type Icon

    1,500

    750

    500

    300

    150

    150

    300

    500

    750

    1,500

    500

    0

  • Kennel/Cattery
    Kennel/Cattery Explanation
    Cover Type Icon

    500

    500

    250

    0

    0

    0

    0

    250

    500

    500

    0

    0

  • Hijack/Kidnap
    Hijack/Kidnap Explanation
    Cover Type Icon

    2,000

    1,500

    1,000

    0

    0

    0

    0

    1,000

    1,500

    2,000

    0

    0

  • Financial Failure
    Financial Failure Explanation
    Cover Type Icon

    7,500

    5,000

    0

    0

    0

    0

    0

    0

    5,000

    7,500

    0

    0

  • Natural Disaster
    Natural Disaster Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

  • Withdrawal of Services
    Withdrawal of Services Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

  • Concierge Cover
    Concierge Cover Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

  • Travel Disruption
    Travel Disruption Explanation
    Cover Type Icon

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

Optional Cover toggle

  • Natural Disaster
    Natural Disaster Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

  • Gadget Cover
    Gadget Cover Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    N

    N

    Y

    Y

    Y

    Y

    Y

    N

  • Travel Disruption
    Travel Disruption Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

  • Golf
    Golf Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    N

    N

    Y

    Y

    Y

    Y

    N

    N

  • Wintersports
    Wintersports Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    N

    N

    Y

    Y

    Y

    Y

    N

    N

  • Business
    Business Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    Y

    N

  • Wedding
    Wedding Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    N

    N

    Y

    Y

    Y

    Y

    N

    N

  • Cruise
    Cruise Explanation
    Cover Type Icon

    Y

    Y

    Y

    Y

    Y

    Y

    Y

    Y

    Y

    Y

    N

    N

  • Car and Home Excess
    Car and Home Excess Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

  • Search and Rescue
    Search and Rescue Explanation
    Cover Type Icon

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

    N

  • Mugging
    Mugging Explanation
    Cover Type Icon

    Y

    Y

    Y

    N

    N

    N

    N

    Y

    Y

    Y

    N

    N

Sample Quotes from Boots.

Listed below are some Sample Quotes offered by Boots (or click button to compare with every insurance provider).

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Single Trip

Worldwide (Excluding USA & Canada)

Couple

Age: 60 - 64

Trip Days: 21

Boots Travel Insurance Review
That's Insurance Rating

Customer Rating

Lite

100

Click Heart to Favourite

Compare Now

Medical Expenses 1,000,000

Cancellation 1,000

Missed Departure 150

Delayed Departure 100

Baggage 500

Personal Accident 5,000

Personal Liability 1,000,000

Legal Expenses 0

Single Trip

Europe

Individual

Age: 40 - 49

Trip Days: 14

Boots Travel Insurance Review
That's Insurance Rating

Customer Rating

Silver

60

Click Heart to Favourite

Compare Now

Medical Expenses 5,000,000

Cancellation 3,000

Missed Departure 500

Delayed Departure 300

Baggage 1,500

Personal Accident 15,000

Personal Liability 1,000,000

Legal Expenses 20,000

Single Trip

Worldwide

Individual

Age: 60 - 64

Trip Days: 14

Boots Travel Insurance Review
That's Insurance Rating

Customer Rating

Platinum

0

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 7,500

Missed Departure 1,500

Delayed Departure 300

Baggage 3,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 50,000

Annual

Worldwide (Excluding USA & Canada)

Couple

Age: 30 - 39

Trip Days: 365

Boots Travel Insurance Review
That's Insurance Rating

Customer Rating

Gold

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 750

Delayed Departure 300

Baggage 2,500

Personal Accident 20,000

Personal Liability 2,000,000

Legal Expenses 50,000

Annual

Worldwide (Excluding USA & Canada)

Individual

Age: 50 - 59

Trip Days: 365

Boots Travel Insurance Review
That's Insurance Rating

Customer Rating

Bronze

75

Click Heart to Favourite

Compare Now

Medical Expenses 3,000,000

Cancellation 1,500

Missed Departure 300

Delayed Departure 150

Baggage 500

Personal Accident 5,000

Personal Liability 1,000,000

Legal Expenses 0

Annual

Europe

Family

Age: 30 - 39

Trip Days: 365

Boots Travel Insurance Review
That's Insurance Rating

Customer Rating

Lite

100

Click Heart to Favourite

Compare Now

Medical Expenses 1,000,000

Cancellation 1,000

Missed Departure 150

Delayed Departure 100

Baggage 500

Personal Accident 5,000

Personal Liability 1,000,000

Legal Expenses 0

How to Buy Travel Insurance from Boots

. Alternately click the button to compare now

Current Discount Codes for Boots - No Current Discount Codes

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Customer Reviews of Boots

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We hope that you have found this Boots Travel Insurance Review helpful. If you have experience of Boots, please do leave a Customer Review, these ratings are searchable and will help others make an informed choice.

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