
Product Rating
Experience Rating
Although we have now officially left the European Union and agreed on a new UK Global Health Insurance card for travel to Europe, this is definitely not a replacement for travel insurance. It has never been more important, to choose the right policy because, as the current Coronavirus Pandemic has highlighted, the wrong choice can have disastrous financial and health consequences, if you have to claim whilst abroad.
Once you have read this review of BHSF and compared polices using our unique search facility, you will have all the information you need to make an informed choice.
BHSF Limited is a market-leading not-for-profit health insurer which can trace its history back to a charity which started in 1873, The Birmingham Hospital Saturday Fund, set up to help fund Birmingham hospitals. The company now offer different types of healthcare, including an insurance range.
The travel insurance is managed by Harrison Beaumont Insurance Services Ltd, under the trading name Blue Star Travel Insurance and you are taken to their website when requesting a quotation. Both companies are authorised and regulated by the FCA (Financial Conduct Authority).Travel Insurance is arranged by UK General Insurance on behalf of AGEAS Insurance Ltd. Travel Claims are managed by Direct Group Ltd. There are too many companies involved in this Travel Insurance for it not to be confusing as to who is responsible for what.
Click on the website link to go directly to the insurance providers website. Visit BHSF's Website and Get a Quotation direct
Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by BHSF.
That's Insurance have spent some time mystery shopping on bhsf-travel-insurance-review's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.
Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.
Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.
Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.
The scores have been calculated as an overall percentage and shown on the three gauges. You can see how BHSF compares to the industry average. The higher the percentage the better the company performs in each area.
(layout, readability, terminology)
Awaiting user friendly score
(layout, navigation, access to information)
Awaiting user friendly score
(clear quotes, buying process, customer service)
Awaiting user friendly score
We've listed below cover levels for policies offered by offered by To scroll through all policies, click on the arrows on the left and right of policy name section.
Listed below are some Sample Quotes offered by BHSF
Top Picks
Insurance Provider
Excess
Primary Cover
Guide Price
Annual
Europe
Family
Age: 50 - 59
Trip Days: 365
50
Medical Expenses 5,000,000
Cancellation 3,000
Missed Departure 300
Delayed Departure 180
Baggage 1,500
Personal Accident 25,000
Personal Liability 2,000,000
Legal Expenses 25,000
Annual
Worldwide (Excluding USA & Canada)
Family
Age: 18 - 29
Trip Days: 365
50
Medical Expenses 5,000,000
Cancellation 3,000
Missed Departure 300
Delayed Departure 180
Baggage 1,500
Personal Accident 25,000
Personal Liability 2,000,000
Legal Expenses 25,000