Bank of Scotland Gadget Insurance Review

Bank of Scotland Gadget Insurance Review

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Deciding on the most suitable gadget insurance policy is important, especially as there are so many to choose from. Making the wrong choice could leave you without any means of communication, critical in today's modern society.

Our independent rating and review highlights the important points we think you should know about when choosing an insurance policy to cover your gadget.

Once you have read this review of Bank of Scotland and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Who are Bank of Scotland Gadget Insurance

Thank you for visiting this page. We conduct our policy reviews carefully and as a result each one takes approximately 5 hours to complete. We are currently in the process of finalising our review of Bank of Scotland Insurance. If you sign up to our newsletter we would be happy to email you when the review goes live.

In the meantime you can still compare policies and see sample quotes.

How to Buy Gadget Insurance from Bank of Scotland

Click on the website link to go directly to the insurance providers website. Visit Bank of Scotland's Website and Get a Quotation direct

How Bank of Scotland Gadget Insurance 's Policies have been ranked using our star rating formula?

Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Bank of Scotland.

Mobile Phone Policy Ratings Click to Expand

We have reviewed 2 Mobile Phone Policies from Bank of Scotland gadget Insurance. They are - Platinum Account - Vantage Platinum Current Account. We have rated these as follows:-

Rating for Mobile Phone Platinum Account:

Rating for Mobile Phone Vantage Platinum Current Account:

Bank of Scotland Mobile Phone Insurance Review

Gadget Policy Ratings Click to Expand

found no policies available for this section.

Bank of Scotland Gadget Insurance Review
  • Policies must provide cover for all core sections and all secondary sections.
  • A minimum of £1,500 in respect of Accidental Loss.
  • A minimum of £1,500 in respect of Accidental Damage.
  • A minimum of £1,500 in respect of Theft.
  • A minimum of £1,500 in respect of Breakdown.
  • A minimum of £2,500 in respect of unauthorised usage.
  • Must be able to insure devices up to a minimum of 24 months old.
  • Five-star policies may provide additional service and cover benefits over and above standard policies.
  • Premiums are competitive in relation to the cover provided.
  • Policies must provide cover for all core sections.
  • A minimum of £1,000 in respect of Accidental Loss.
  • A minimum of £1,000 in respect of Accidental Damage.
  • A minimum of £1,000 in respect of Breakdown.
  • A minimum of £1,000 in respect of unauthorised usage.
  • Must be able to insure devices up to a minimum of 6 months old.
  • Three star policies must include Accidental Damage, Theft and Breakdown cover.
  • Three star policies may not have all the features and benefits of a four or five star policy.
  • Two star policies generally provide cover that is below the market average and have core or secondary sections of cover missing from their policies.
  • Two star policies must include Accidental Damage and Theft Cover..

Key Points you need to know about Bank of Scotland's policy wording

We are currently Awaiting Details of Key Points for this provider.

Bank of Scotland's Mystery Shopping Ratings

That's Insurance have spent some time mystery shopping on bank-of-scotland-gadget-insurance-reviews's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.

Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.

Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.

Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.

The scores have been calculated as an overall percentage and shown on the three gauges. You can see how Bank of Scotland compares to the industry average. The higher the percentage the better the company performs in each area.

Policy Wording

(layout, readability, terminology)

Awaiting user friendly score

Website

(layout, navigation, access to information)

Awaiting user friendly score

Customer Service

(clear quotes, buying process, customer service)

Awaiting user friendly score

Pro's and Con's for Bank of Scotland Policies

We've highlighted Pro's and Cons for Bank of Scotland, click on the white bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Bank of Scotland.

No Pro's

No Con's

What Cover do Bank of Scotland policies offer.

We've listed below cover levels for policies offered by offered by To scroll through all policies, click on the arrows on the left and right of policy name section.

Policy Name Insurance Provider

  • PolicyName & Policy Type

    Platinum Account

    Mobile Phone

    Vantage Platinum Current Account

    Mobile Phone

Primary Cover toggle

  • Policy Excess
    Policy Excess

    100

    100

  • Accidental Loss Benefit
    Accidental Loss Benefit Explanation
    Cover Type Icon

    2,000

    2,000

  • Accidental Damage Benefit
    Accidental Damage Benefit Explanation
    Cover Type Icon

    2,000

    2,000

  • Liquid Damage Benefit
    Liquid Damage Benefit Explanation
    Cover Type Icon

    2,000

    2,000

  • Theft Benefit
    Theft Benefit Explanation
    Cover Type Icon

    2,000

    2,000

  • Breakdown Benefit
    Breakdown Benefit Explanation
    Cover Type Icon

    2,000

    2,000

  • Single Item Limit
    Single Item Limit Explanation
    Cover Type Icon

    2,000

    2,000

  • Unauthorized Useage
    Unauthorized Useage Explanation
    Cover Type Icon

    1,500

    1,500

Secondary Cover toggle

  • Accessories
    Accessories Explanation
    Cover Type Icon

    250

    250

Sample Quotes from Bank of Scotland.

We are currently Awaiting Details of quotes for this provider.

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