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With worldwide pandemics an the increasing possibility , choosing the right Travel Insurance have never been more essential. The wrong choice now could have disastrous repercussions if you have to claim whilst abroad.
Once you have read this review of Alpha Travel Insurance and compared polices using our unique search facility, you will have all the information you need to make an informed choice.
**** PLEASE NOTE ALPHA TRAVEL INSURANCE ARE CURRENTLY UNABLE TO OFFER TRAVEL INSURANCE ****
Alpha Travel Insurance is the trading name of Infinity Insurance Solutions, who also own Holidaysafe Travel Insurance. Policies are underwritten by Travel Insurance Facilities Plc and Insured by URV (Union Reiseversicherung AG) who are a German company, regulated in Germany.
Alphatravel are a leading provider of low cost holiday insurance with prices from as low as 22 pence per day. No upper age limit and children travelling free on familiy policies.
Alpha offer three policies Single Trip, Annual Travel and Longstay. Unlike some other companies, you can actually decide which excess you require. Choose from zero up to £250. Popular with Backpackers and those requiring a longer stay. Unlike many companies Alpha allow an unlimited number of winter sports trips under their annual travel policy (provided each trip lasts no more 31 days).
Click on the website link to go directly to the insurance providers website. Visit Alpha Travel Insurance's Website and Get a Quotation direct
Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Alpha Travel Insurance.
Alfa travel insurance, class children as under aged 17 and living at home.
At time of purchase:-
Aged 74 or under for Annual Multi Trip (Winter sports cover limited to ages under 64)
No Age Limit for Single Trip (Winter sports cover limited to ages under 79)
Longstay policies limited to those aged 55 or under.
Maximum stay of 31 days on any one trip when purchasing an annual multi-trip policy.
Up to 90 Days on a Single Trip and up to 24 months in respect of Longstay cover.
If you pay the additional premium to include a cruise, the policy will be extended to cover you for 31 days cruising during the twelve month policy period.
Wintersports can be added to both a single trip and annual trip policies. Unlike most Annual travel policies, the Alpha winter sport policy has no limit on the total number of days you may ski during the 12 month policy, as long as any one trip does not exceed 31 days.
The policy covers skiing and snowboarding on and off-piste in the ski resort as standard. Piste skiing includes areas in and around the resort that may be off the actual marked and groomed pistes, for example a hillside between marked pistes or in between groomed trails, as long as ski lifts and emergency services are easily accessible.
All other areas are only covered if you are skiing with a guide.
Individuals - a single person
Couples - two persons who are in a long term relationship and have lived together for at least six months (couples can travel independently of each other under an annual policy)
Groups - up to 10 Travellers
Family - this is for two adults and their dependent children, where the children are aged 17 and under, living at home and in full-time education.
Single Parent Family - this is for one adult and their dependent children, where the children are aged 17 and under, living at home and in full-time education (we have grouped quotes with family)
EHIC Mandatory if travelling within the EU. You must also enrol with Medicare if travelling to Australia.
Check the policy schedule, page 27 lists Activities in Packs 1 - 4. Over 70 activities are covered as standard in Activity Pack 1. Some are * to exclude cover for Personal Liability and Personal Accident. Additional Activity Packs can be purchased with the payment of an additional premium.
It is important that you check the list of activities before purchasing your travel insurance to ensure you are covered. If you are unsure, it’s a good tip to gain approval in writing from your insurance provider.
Policy states “You or your close relative or business associate being under the influence of drugs (except those prescribed by your registered doctor but not when prescribed for treatment of drug addiction), alcohol (a blood alcohol level that exceeds 0.19% - approximately four pints or four 175ml glasses of wine) or solvents or anything relating to you or your close relatives or business associate prior abuse of alcohol or solvents.”
Financial Failure is only available as an option on Single Trip and Annual Trip policies. No cover is provided on Longstay policies.
Quotes for people with medical conditions can be given online, you are asked to go through a set of questions in relation to your condition and quotes are provided at the end of this.
Any pre-existing medical condition that has not been declared and accepted in writing by the insurer will not be covered.
You must ensure that you have all the appropriate vaccinations that are required for the country/countries that you intend to visit. Read our latest guide about bringing medication abroad in 2018
Our policies include emergency medical expenses cover for pregnancy and childbirth from week 0 to week 28 inclusive whilst you are away. From the start of week 29 to week 40 of the
pregnancy, there is no cover for claims relating to normal pregnancy and normal childbirth or cancellation, however, medical expenses and cancellation cover will be provided if certain complications arise.
Please make sure you read the definition of complications of pregnancy and childbirth given under the Definitions.
Please note we will not cover denial of boarding by your carrier so you should check that you will be able to travel with the carrier/airline in advance as regulations vary from one carrier/airline to another.
Listed under activities - Manual Labour is excluded. This is defined as where you undertake work involving the lifting or carrying of heavy items in excess of 25Kg, work at a higher level than two storeys or any form of work underground. This does not include bar work which is listed as an included activity.
If your plan is for specific work, it is always best to contact the insurance provider and obtain written acceptance that your planned type of work is allowed under the policy.
If claiming for your goods that were stolen or lost you should produce proof of purchase of the original goods (receipts, credit card or bank statements), as failure to do so may affect the assessment of the claim.
Longstay policies do not include cover for Jewellery & Watches, Single Trip and Annual Trip are covered.
It would be sensible to keep receipts of any new clothes/property purchased for your holiday. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.
Claims relating to cyber events are excluded. Claims directly or indirectly occasioned by, happening through or in consequence of war, invasion, acts of foreign enemy, hostilities or warlike operation (whether war be declared or not), civil war, mutiny, military rising, insurrection, rebellion, revolution, military or usurped power, climatic conditions and acts of nature which first arise during the period of insurance and give rise to your pre-booked outward or return journey being delayed by more than 24 hours.
Available as an option
You and all other insured persons must be a resident * of the United Kingdom, Channel Islands or BFPO. * a resident is defined as being someone who has their main home in the United Kingdom, the Channel Islands or BFPO and has not spent more than six months abroad in the year before buying this policy
Whilst customer reviews shouldn't be the only factor you take into account when choosing a travel insurance policy, they should form part of your decision making process, as they provide an important overview of how other customers perceive the company and how they deal with customers during a claim or when there is a problem.
Alpha Travel Insurance have received over 11,000 reviews on Trust Pilot, their average score is 9.1 out of 10, with 94% scoring them either great or excellent View Trust Pilot reviews here
That's Insurance have spent some time mystery shopping on alpha-travel-insurance-review's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.
Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.
Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.
Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.
The scores have been calculated as an overall percentage and shown on the three gauges. You can see how Alpha compares to the industry average. The higher the percentage the better the company performs in each area.
(layout, readability, terminology)
Awaiting user friendly score
(layout, navigation, access to information)
Awaiting user friendly score
(clear quotes, buying process, customer service)
Awaiting user friendly score
We've highlighted Pro's and Cons for Alpha , click on the white bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Alpha Travel Insurance.
We've listed below cover levels for policies offered by offered by To scroll through all policies, click on the arrows on the left and right of policy name section.
Listed below are some Sample Quotes offered by Alpha Travel Insurance
Top Picks
Insurance Provider
Excess
Primary Cover
Guide Price
Single Trip
Europe
Individual
Age: 60 - 64
Trip Days: 7
75
Medical Expenses 10,000,000
Cancellation 1,500
Missed Departure 500
Delayed Departure 150
Baggage 1,500
Personal Accident 5,000
Personal Liability 1,000,000
Legal Expenses 10,000
Single Trip
Worldwide
Family
Age: 40 - 49
Trip Days: 14
250
Medical Expenses 10,000,000
Cancellation 1,500
Missed Departure 500
Delayed Departure 150
Baggage 1,500
Personal Accident 5,000
Personal Liability 1,000,000
Legal Expenses 10,000
Annual
Worldwide (Excluding USA & Canada)
Individual
Age: 60 - 64
Trip Days: 365
50
Medical Expenses 10,000,000
Cancellation 1,500
Missed Departure 500
Delayed Departure 150
Baggage 1,500
Personal Accident 5,000
Personal Liability 1,000,000
Legal Expenses 10,000
Annual
Europe
Individual
Age: 50 - 59
Trip Days: 365
250
Medical Expenses 10,000,000
Cancellation 1,500
Missed Departure 500
Delayed Departure 150
Baggage 1,500
Personal Accident 5,000
Personal Liability 1,000,000
Legal Expenses 10,000