Alpha Travel Insurance Review

Alpha  Travel Insurance Review

Alpha Travel Insurance Review

About Alpha Travel Insurance

Alpha Travel Insurance is the trading name of Infinity Insurance Solutions, who also own Holidaysafe Travel Insurance. Policies are underwritten by Travel Insurance Facilities Plc and Insured by URV )Union Reiseversicherung AG who are a German company, regulated in Germany and members of the financial compensation scheme.

Another plus of an Alpha Travel Insurance policy is the EXCLUSIVE 20% discount off Travel SIM cards! Avoid those nasty roaming charges.

Alpha Travel Insurance Policies are Underwritten By URV

Ratings for Alpha Travel Insurance Alpha Travel Insurance Star Rated Travel Policies

Click on the blue bars on the right side of the Policy Type Bar to expand and view all policies offered by Alpha Travel Insurance and star ratings given by That's Insurance.

Single Trip Insurance Policy Ratings Click to Expand

There are 6 Single Trip Policies, they are Alpha Zero, Alpha 50, Alpha 60, Alpha 100, Alpha 150, Alpha 250, we have rated these as follows:-

Thats Insurance Rating for Alpha Zero:

Thats Insurance Rating for Alpha 50:

Thats Insurance Rating for Alpha 60:

Thats Insurance Rating for Alpha 100:

Thats Insurance Rating for Alpha 150:

Thats Insurance Rating for Alpha 250:

Single Trip Travel Insurance Guide here
Alpha Travel Insurance Review

Backpacker Insurance Policy Ratings Click to Expand

There are no policies available for this section.

Backpacker Travel Insurance Guide here
Alpha Travel Insurance Review

Annual Insurance Policy Ratings Click to Expand

There are 6 Annual Policies, they are Alpha 250, Alpha 150, Alpha 100, Alpha 60, Alpha 50, Alpha Zero, we have rated these as follows:-

Thats Insurance Rating for Alpha 250:

Thats Insurance Rating for Alpha 150:

Thats Insurance Rating for Alpha 100:

Thats Insurance Rating for Alpha 60:

Thats Insurance Rating for Alpha 50:

Thats Insurance Rating for Alpha Zero:

Alpha Travel Insurance Review

Longstay Insurance Policy Ratings Click to Expand

There are 6 Longstay Policies, they are Alpha 100, Alpha 150, Alpha 250, Alpha Zero, Alpha 60, Alpha 50, we have rated these as follows:-

Thats Insurance Rating for Alpha 100:

Thats Insurance Rating for Alpha 150:

Thats Insurance Rating for Alpha 250:

Thats Insurance Rating for Alpha Zero:

Thats Insurance Rating for Alpha 60:

Thats Insurance Rating for Alpha 50:

Alpha Travel Insurance Review

Important Information on Alpha Travel Insurance's Policy Wording

What is age/classification of Child?

Children are classed as under aged 17 and living at home.

Age Limits?

At time of purchase:-

Aged 74 or under for Annual Multi Trip (Winter sports cover limited to ages under 64)

No Age Limit for Single Trip (Winter sports cover limited to ages under 79)

Maximum stay of 31 days on any one trip when purchasing an annual multi-trip policy. Up to 90 Days on a Single Trip.

If you pay the additional premium to include a cruise, the policy will be extended to cover you for 31 days cruising during the twelve month policy period.

No of persons covered, family/ group?

Group - up to 10 Travellers

Family -  this is for two adults and their dependent children, where the children are aged 17 and under, living at home and in full-time education.

Single Parent Family - this is for one adult and their dependent children, where the children are aged 17 and under, living at home and in full-time education (we have grouped quotes with family)

Reciprocal Health Agreements?

EHIC Mandatory if travelling within the EU.  You must also enrol with Medicare if travelling to Australia.

Sporting Activities, what’s included?

Check the policy schedule, page 27 lists Activities in Packs 1 ? 4. Over 70 activities are covered as standard in Activity Pack 1. Some are * to exclude cover for Personal Liability and Personal Accident. Additional Activity Packs can be purchased with the payment of an additional premium. 

It is important that you check the list of activities before purchasing your travel insurance to ensure you are covered.  If you are unsure, it’s a good tip to gain approval in writing from your insurance provider.

Alcohol Exclusion, Terms?

Policy states “You or your close relative or business associate being under the influence of drugs (except those prescribed by your registered doctor but not when prescribed for treatment of drug addiction), alcohol (a blood alcohol level that exceeds 0.19% - approximately four pints or four 175ml glasses of wine) or solvents or anything relating to you or your close relatives or business associate prior abuse of alcohol or solvents.”

Scheduled Airline Failure/End Supplier Failure cover?

Financial Failure is covered on all Single Trip and Annual Trip policies.  No cover is provided on Longstay policies.

Medical Conditions, Exclusions, Vaccinations?

Quotes for people with medical conditions can be given online, you are asked to go through a set of questions in relation to your condition and quotes are provided at the end of this.

Any pre-existing medical condition that has not been declared and accepted in writing by the insurer will not be covered.

You must ensure that you have all the appropriate vaccinations that are required for the country/countries that you intend to visit.

Travelling while Pregnant?

Our policies include emergency medical expenses cover for pregnancy and childbirth from week 0 to week 28 inclusive whilst you are away. From the start of week 29 to week 40 of the

pregnancy, there is no cover for claims relating to normal pregnancy and normal childbirth or cancellation, however, medical expenses and cancellation cover will be provided if certain complications arise.

Please make sure you read the definition of complications of pregnancy and childbirth given under the Definitions.

Please note we will not cover denial of boarding by your carrier so you should check that you will be able to travel with the carrier/airline in advance as regulations vary from one carrier/airline to another.

Working while away?

Listed under activities - Manual Labour is excluded. This is defined as where you undertake work involving the lifting or carrying of heavy items in excess of 25Kg, work at a higher level than two storeys or any form of work underground. This does not include bar work which is listed as an included activity.

If your plan is for specific work, it is always best to contact the insurance provider and obtain written acceptance that your planned type of work is allowed under the policy.

Possessions, Proof of Ownership?

If claiming for your goods that were stolen or lost you should produce proof of purchase of the original goods (receipts, credit card or bank statements), as failure to do so may affect the assessment of the claim.

Longstay policies do not include cover for Jewellery & Watches, Single Trip and Annual Trip are covered.

It would be sensible to keep receipts of any new clothes/property purchased for your holiday. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.

Cyber Attack, Terrorism

Claims relating to cyber events are excluded. Claims directly or indirectly occasioned by, happening through or in consequence of war, invasion, acts of foreign enemy, hostilities or warlike operation (whether war be declared or not), civil war, mutiny, military rising, insurrection, rebellion, revolution, military or usurped power, climatic conditions and acts of nature which first arise during the period of insurance and give rise to your pre-booked outward or return journey being delayed by more than 24 hours.

Natural Disaster/Catastrophe

Not Covered under this policy

Residency/Doctor/NI?

You and all other insured persons must be a resident * of the United Kingdom, Channel Islands or BFPO. * a resident is defined as being someone who has their main home in the United Kingdom, the Channel Islands or BFPO and has not spent more than six months abroad in the year before buying this policy

How to Buy Travel Insurance from Alpha Travel Insurance

Click Here to get an online quotation from Alpha Travel Insurance

Customer Reviews of Alpha Travel Insurance

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