Age UK Travel Insurance Review

Age UK  Travel Insurance Review

Age UK Travel Insurance Review

I am sure you'll agree with us when we say, it's impossible to find any meaningful or independent reviews of Age UK Travel Insurance plus compare prices and cover on the same site.

And you'd be right! Because that's exactly what we found.

Once you have read this review and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Our review of Age UK will highlight:
  • Who are Age UK and who underwrites their policies
  • How their travel policies have been ranked using our unique star rating formula
  • Find out how Age UK rate on our "User Friendly" Gauge. NEW INTERACTIVE FEATURE
  • 16 key points you need to know about their travel policy wording.
  • Pro's and Con's you should consider.
  • What Cover do Age UK policies offer.
  • Sample Quotes (if you don't want to perform a full comparison).
  • Customer Reviews
...and what makes us unique?
  • You can take all this information and search and compare with the entire travel insurance market.

Who are Age UK and who underwrites their policies?

Age UK states. 'Age UK is here to help more people love later life'. They are involved in most things that assist older people in the UK and one of those things is travel insurance.

The travel insurance is a white label product. It is underwritten and administered by Ageas Insurance Limited. They are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. In April 2013, Ageas acquired Groupama Insurance Company Limited.Age UK wanted to offer a travel policy to allow older travellers to get cover.

Age UK Travel Insurance Policies are Underwritten By Ageas Insurance

How Age UK have been ranked using our star rating formula. Age UK  Star Ratings

Click on the blue bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Age UK Travel Insurance.

Single Trip Policy Ratings Click to Expand

There are 1 Single Trip Policies, they are Standard, we have rated these as follows:-

Thats Insurance Rating for Standard:

Single Trip Travel Insurance Guide here
Age UK Travel Insurance Review

Backpacker Policy Ratings Click to Expand

There are no policies available for this section.

Backpacker Travel Insurance Guide here
Age UK Travel Insurance Review

Annual Policy Ratings Click to Expand

There are 1 Annual Policies, they are Standard, we have rated these as follows:-

Thats Insurance Rating for Standard:

Age UK Travel Insurance Review

Longstay Policy Ratings Click to Expand

There are no policies available for this section.

Age UK Travel Insurance Review

Age UK Travel Insurance for the over 60 70 and 80

Age UK 's 'User Friendly' Rating

That's Insurance have reviewed 's Policy Wording, Website and Quote System and given each a 'User Friendly' rating. This will tell you how easy it is for you, to read, navigate and purchase policies on their website. We've split this into three gauges which show where rates compared to the average Insurance Provider on our site. The higher the percentage, the easier you should find it to navigate each of these areas.

Policy

(plain english, easy to follow & understand)

Awaiting user friendly score

Website

(user friendly, easy to navigate and find help)

Awaiting user friendly score

Quote System

(speed, ease of use, flow and display of cover)

Awaiting user friendly score

16 Key Points you need to know about Age UK Travel Insurance's travel policy wording

1

What is the age/classification of a child on the policy?

Children are classed as those under the age of 18, living at home with you.

2

What are the policy age limits?

At time of purchase:-

No age limits for Single Trip Policies

No age limits for Annual Multi Trip Policies.

3

What are the policy Trip Duration limits?

Trip Duration Limits for Single Trip are 150 Days. For Annual Multi Trip this is either 31 or 45 days depending on the premium paid.

4

What does the policy offer for Winter Sports cover?

You can add Winter Sports cover for the duration of your trip with the payment of an additional premium.  If you purchase an Annual Policy, you are covered for up to 17 days Winter Sports.

5

What is classed as a family and how many people can be quoted for?

Group is up to 9 persons

Family means up to two adults living at the same address who are married have entered into a civil partnership or are living together as if they are married, with any number of children under 18 normally living with them and travelling with them.  This includes Grandparents who are travelling with any number of their grandchildren under the age of 18

6

What are the policy rules on reciprocal health agreements (EHIC, Medicare)?

EHIC Mandatory when visiting the EU.  If travelling to Australia you must enrol with Medicare on arrival.  Any costs that can be recovered under these schemes will not be claimable.

7

What is covered under Sports and Activities on the policy?

There are approximately 40 activities covered as standard under this policy, some activities have conditions attached.  Additionally, you will be not be covered for Personal Liability caused directly or indirectly by you owning or using any aircraft, motorized vehicle, boat or any form of motorized leisure equipment.

It is important that you check the list of activities excluded, before purchasing your travel insurance to ensure you are covered.  If you are unsure, it’s a good tip to gain approval in writing from your insurance provider.

8

What are the policy Alcohol Exclusion terms?

Policy states “we will not cover the effect of your alcohol, solvent or drug dependency or long term abuse. You being under the influence of alcohol, solvents or drugs, or doing anything as a result of using these substances (this excludes drugs prescribed by a GP, unless they are for the treatment of drug addiction.)”

9

Does the policy cover Scheduled Airline Failure or Financial Failure?

You are covered for End Supplier Failure up to £1500.  End Supplier Failure covers you in the event of failure of the following Scheduled airlines, Hotels, Car ferries, Overseas villas & cottages in the UK, Railway journeys including the Eurostar, Coach operators, Car hire company, Caravan sites/campsites/mobile homes, Camper rental, Safaris, Excursion providers, Eurotunnel and Theme parks such as Disneyland Paris.

This covers for irrecoverable costs that are the result of supplier insolvency.

 

10

Does the policy cover Pre-Existing Medical Conditions and can I get a quote online?

Pre-existing medical conditions are not covered by this Insurance Provider, unless you have fully declared these via the medical screening process.  You can do all of this online and its very important that you declare every condition and this is accepted by the insurer.

You must ensure that you have all the appropriate vaccinations that are required for the country/countries that you intend to visit.

11

What are the policy rules on travelling when pregnant?

The Policy does not detail conditions relating to pregnancy, we would therefore suggest if you are travelling while pregnant, that you contact the Insurance Provider for clarification.

12

Will I be covered if I want to do Manual Work or Bar Work or other work while I am on holiday?

Manual Labour is excluded under this policy.  If your plan is for specific work, it is always best to contact the insurance provider and obtain written acceptance that your planned type of work is allowed under the policy.

13

Do I need original receipts for lost baggage if I need to claim on the policy?

Receipts will be required to validate your claim.  Therefore, it would be sensible to keep receipts of any new clothes/property purchased for your holiday. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.

14

What does the policy cover in the event of war, terrorism or cyber attack?

Claims relating to cyber events are excluded. Terrorism is also excluded except for losses under emergency medical expenses.

15

Does the policy cover for a natural disaster or catastrophe when I am on holiday?

Covered up to £500 for each insured person.

16

Do I have to be a UK resident to be covered under this policy?

You and all other insured persons must be a resident of the United Kingdom, and have resided in the UK for at least the last six months.

Pro's and Con's for Age UK

Click on the blue bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Age UK Travel Insurance.

No Pro's

No Con's

What Cover do Age UK policies offer.

Click on the arrows on the left and right of the policy boxes below, to scroll through the policies offered by Age UK Travel Insurance and view cover.

Policy Name Insurance Provider

  • PolicyName & Policy Type

    Standard

    Annual

    Standard

    Single Trip

Primary Cover toggle

  • Policy Excess
    Policy Excess

    50

    50

  • Medical Expenses
    Medical Expenses Explanation
    Cover Type Icon

    10,000,000

    10,000,000

  • Cancellation
    Cancellation Explanation
    Cover Type Icon

    5,000

    5,000

  • Personal Accident
    Personal Accident Explanation
    Cover Type Icon

    25,000

    25,000

  • Baggage
    Baggage Explanation
    Cover Type Icon

    2,500

    2,500

  • Single Article Limit
    Single Article Limit Explanation
    Cover Type Icon

    300

    300

  • Valuables Limit
    Valuables Limit Explanation
    Cover Type Icon

    600

    600

  • Personal Money
    Personal Money Explanation
    Cover Type Icon

    1,000

    1,000

  • Personal Liability
    Personal Liability Explanation
    Cover Type Icon

    2,000,000

    2,000,000

  • Legal Expenses
    Legal Expenses Explanation
    Cover Type Icon

    25,000

    25,000

  • Repatriation Cover
    Repatriation Cover Explanation
    Cover Type Icon

    0

    0

  • Scheduled Airline Failure
    Scheduled Airline Failure Explanation
    Cover Type Icon

    0

    0

Secondary Cover toggle

  • Hospital Benefit
    Hospital Benefit Explanation
    Cover Type Icon

    500

    500

  • Emergency Dental Treatment
    Emergency Dental Treatment Explanation
    Cover Type Icon

    300

    300

  • Burial or Cremation
    Burial or Cremation Explanation
    Cover Type Icon

    3,500

    3,500

  • Baggage Delay
    Baggage Delay Explanation
    Cover Type Icon

    250

    250

  • Delayed Departure
    Delayed Departure Explanation
    Cover Type Icon

    100

    100

  • Missed Departure
    Missed Departure Explanation
    Cover Type Icon

    1,000

    1,000

  • Kennel/Cattery
    Kennel/Cattery Explanation
    Cover Type Icon

    0

    0

  • Hijack/Kidnap
    Hijack/Kidnap Explanation
    Cover Type Icon

    2,500

    2,500

  • Financial Failure
    Financial Failure Explanation
    Cover Type Icon

    1,500

    1,500

  • Natural Disaster
    Natural Disaster Explanation
    Cover Type Icon

    500

    500

  • Withdrawal of Services
    Withdrawal of Services Explanation
    Cover Type Icon

    0

    0

  • Concierge Cover
    Concierge Cover Explanation
    Cover Type Icon

    0

    0

  • Travel Disruption
    Travel Disruption Explanation
    Cover Type Icon

    0

    0

Optional Cover toggle

  • Natural Disaster
    Natural Disaster Explanation
    Cover Type Icon

    Y

    Y

  • Gadget Cover
    Gadget Cover Explanation
    Cover Type Icon

    N

    N

  • Travel Disruption
    Travel Disruption Explanation
    Cover Type Icon

    N

    N

  • Golf
    Golf Explanation
    Cover Type Icon

    N

    N

  • Wintersports
    Wintersports Explanation
    Cover Type Icon

    Y

    Y

  • Business
    Business Explanation
    Cover Type Icon

    N

    N

  • Wedding
    Wedding Explanation
    Cover Type Icon

    N

    N

  • Cruise
    Cruise Explanation
    Cover Type Icon

    N

    N

  • Car and Home Excess
    Car and Home Excess Explanation
    Cover Type Icon

    N

    N

  • Search and Rescue
    Search and Rescue Explanation
    Cover Type Icon

    N

    N

  • Mugging
    Mugging Explanation
    Cover Type Icon

    Y

    Y

Sample Quotes from Age UK .

Listed below are some Sample Quotes offered by Age UK Travel Insurance (or click button to compare with every insurance provider).

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Single Trip

Europe

Couple

Age: 65 - 70

Trip Days: 7

Age UK  Travel Insurance Review
That's Insurance Rating

Customer Rating

Standard

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 1,000

Delayed Departure 100

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Single Trip

Worldwide (Excluding USA & Canada)

Couple

Age: 71 - 75

Trip Days: 14

Age UK  Travel Insurance Review
That's Insurance Rating

Customer Rating

Standard

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 1,000

Delayed Departure 100

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Single Trip

Europe

Individual

Age: 76 +

Trip Days: 7

Age UK  Travel Insurance Review
That's Insurance Rating

Customer Rating

Standard

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 1,000

Delayed Departure 100

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Annual

Europe

Family

Age: 18 - 29

Trip Days: 365

Age UK  Travel Insurance Review
That's Insurance Rating

Customer Rating

Standard

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 1,000

Delayed Departure 100

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Annual

Europe

Individual

Age: 40 - 49

Trip Days: 365

Age UK  Travel Insurance Review
That's Insurance Rating

Customer Rating

Standard

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 1,000

Delayed Departure 100

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

Annual

Worldwide

Couple

Age: 65 - 70

Trip Days: 365

Age UK  Travel Insurance Review
That's Insurance Rating

Customer Rating

Standard

50

Click Heart to Favourite

Compare Now

Medical Expenses 10,000,000

Cancellation 5,000

Missed Departure 1,000

Delayed Departure 100

Baggage 2,500

Personal Accident 25,000

Personal Liability 2,000,000

Legal Expenses 25,000

How to Buy Travel Insurance from Age UK Travel Insurance

Visit Age UK Travel Insurance's Website and Get a Quotation direct

Current Discount Codes for Age UK - No Current Discount Codes

Customer Reviews of Age UK Travel Insurance

No Customer Reviews Found

We hope that you have found this Age UK Travel Insurance Review helpful. If you have experience of Age UK Travel Insurance, please do leave a Customer Review, these ratings are searchable and will help others make an informed choice.

Age Uk Travel Insurance

Compare Travel Insurance

How to use this table: Search for the policy by price, rating or name from the table below. Click on the right hand column to get more information and quote.