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Single Trip Travel Insurance

How to use this table: Search for the policy by price, rating or name from the table below. Click on the right hand column to get more information and quote.


Single Trip Travel Insurance Guide

There are well over 400 different single trip travel insurance polices to choose from. Every policy has been rated using our own in-house algorithm and then ranked by price. The algorithm takes into account many factors, including things like, sections covered, sums insured, terms and conditions, additional benefits, and excess.

Each policy has been given a one to five star rating. Using the above search facility, you can filter policies by star rating, premium, excess, levels of cover, or a combination of filters. Once you have filtered the search results to best suit your needs. you can click “Get a Quote” and go through to the Insurance Providers website where you can finalize your policy.

single trip travel insurance

In Brief

In 2016, the number of Britons taking a holiday abroad and the number of holidays taken per person, was up by about 7% on the previous year (source Office for National Statistics). Short City Breaks were more popular and there was a decline in the number of beach holidays.

Single trip travel insurance is therefore the most popular type of travel policy available. It is possible to get covered online in a matter of minutes, and a seven-day policy can be purchased for as little as £10. It is the type of policy chosen by most customers to insure their holiday.

Travel insurance is a wide-ranging product, designed to provide cover for different eventualities and situations whilst the policyholder is either on holiday or on a business trip. Cover can be arranged for a specific number of days so you only pay for the time you are away on holiday.

Who is it for?

  • Individuals
  • Couples
  • Families
  • Single Parent Families *
  • Groups **

* single parent families (families and single parent families may include children up to the age of 18 and who are still in full time education)
**groups, taking a single trip abroad for anywhere between 3 days and 12 months.

What you need to know about single trip travel cover

A single trip policy should provide cover you would expect under travel insurance policy. Things like medical expenses, cancellation and curtailment, baggage and money, legal expenses, public liability, personal accident and missed or delayed departure.

Whilst there are certainly some very cheap policies available, it is important to remember that the cheapest policy may not always be the most suitable. Sums insured may be lower, and you might find the excess (the amount you are required to pay in the event of a claim) may be a lot higher.

What you need to know about single trip travel cover

A single trip policy should provide cover you would expect under travel insurance policy. Things like medical expenses, cancellation and curtailment, baggage and money, legal expenses, public liability, personal accident and missed or delayed departure.

Whilst there are certainly some very cheap policies available, it is important to remember that the cheapest policy may not always be the most suitable. Sums insured may be lower, and you might find the excess (the amount you are required to pay in the event of a claim) may be a lot higher.

Don’t forget travel insurance – most people tend to take out a single trip travel policy just before they’re about to travel, which means they may not benefit fully from cancellation cover. Its best to insure yourself as soon as you book your trip.

A single trip policy only covers holidays, however some companies give you the option to add cover for a business trip. Other policies will allow you to add winter sports, golf, and wedding cover to the policy, but you need to check, if this is something that you are considering.

If you are planning to take several trips, then also look at the cost of annual travel travel insurance. It can be cheaper if you are going on two or more trips in a year.

Check to make sure that any activities you might do whilst abroad are covered under the Insurers standard list. If you are planning to take part in more adventurous pursuits, check the policy wording. Many Insurers allow you to add additional activities by paying an additional premium. If not, you may require a specialist backpacker policy

It is important to make sure the level of cancellation cover is equal or higher than the cost of the holiday (including any excursions during the holiday you have already booked).

All Insurers will exclude any pre-existing medical conditions as standard. If you do have a medical condition, you have two choices. 1. Have the condition excluded under the policy. This means that if you are taken ill and it is as a result of that condition, there will be no cover under the policy. 2. Many Insurers are now able to include a wide variety of conditions by asking you additional information at the point of sale (known as medical underwriting). They will normally offer a policy with amended terms such as a higher excess, lower cover or an additional premium. For more information see the section on medical travel insurance.

Star Ratings Explained


Market Research companies hand out top rankings to a large proportion of Travel Insurance Policies.

Thats Insurance has been much more strict in our ranking process. We have awarded Five Stars to only the very best policies.

We appreciate that not every customer will want nor need a five star policy. The information on the right details exactly what you can expect from a policy with one of our star ratings.

Broadly speaking Three Star policies provide cover which is inline with the market average. Four and Five Star policies provide cover which is above the market average and One and Two star policies provide cover below the market average.

  1. The policy covers all core sections and all secondary sections under a travel policy.

  2. All Core Sections of cover are above the levels of the market average policy.

  3. All secondary sections are either at or above the levels of the market average policy.

  4. Has additional benefits over and above a standard policy.

  5. Includes cover for supplier insolvency as standard.

  6. Includes natural catastrophe cover, either as standard, or as an optional add on.

  7. Has the most competitive premiums in relation to the cover provided, across the range of scenarios tested.

  8. Has clear and consumer friendly, policy wording and explanations of cover.

  9. The policy has an alcohol wording that is more customer friendly than the standard blanket exclusion.

  10. The standard excess is below the level of the market average.

  1. Covers all core sections and secondary sections under a travel policy.

  2. Core Sections of cover either at, or above the levels of the market average.

  3. May have additional benefits over and above the standard policy.

  4. May not automatically include cover for supplier insolvency.

  5. Premiums are competitive premiums in relation to the cover provided across the range of scenarios tested.

  6. Has clear and consumer friendly policy wording and explanations of cover.

  7. The standard excess is either at or below the level of the market average.

  1. Provide cover for all core sections, but may have some secondary sections missing.

  2. May have Core sections of cover that are lower than the level of the market average.

  3. Premiums may not be as competitive, or be consistently competitive across the range of scenarios tested.

  4. The Insurer, may not have been able to provide quotations across the full range of scenarios tested.

  5. The excess may be above the level of the market average.

  1. May have some core sections of cover missing.

  2. May have some secondary sections of cover missing.

  3. Levels of cover tend to be below the market average.

  4. Premiums may be lower than the market average due to the lower levels of cover.

  5. The Standard Excess is higher than the market average.

  1. Has core sections of cover missing.

  2. Has secondary sections of cover missing.

  3. Cover is much lower than the market average.

  4. Premiums are lower than the market average due to the lower levels of cover.

  5. The Standard Excess is higher than the market average.