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Group Travel Insurance

How to use this table: Search for the policy by price, rating or name from the table below. Click on the right hand column to get more information and quote.


Group Travel Insurance Guide

Most single trip and annual trip travel insurance offer policies allowing you to insure up to ten or twelve persons, use the single trip filter to search for suitable policies. Premiums are usually multiplied by the number of persons in a group. A few policies allow you to add an unlimited number.

Every policy has been rated using our own in-house algorithm and then ranked by price. The algorithm takes into account many factors, including things like, sections covered, sums insured, terms and conditions, additional benefits, and excess.

Each policy has been given a one to five star rating. Using our search facility, you can filter policies by star rating, premium, excess, levels of cover, or a combination of filters. Once you have found a suitable policy go to the Insurers website via our link, to take out a policy.
Group Travel Insurance

In Brief

Do you travel abroad as part of a club, or do you often holiday with several families in a group? A Group Travel policy may be for you. As with a lot of things, if you buy in bulk, you often get a discount. It is the same with Group Travel. It works out cheaper if you cover a large number of people under one policy.

A Group Travel policy is different to  a family travel policy, in that the persons insured under a group policy don’t necessarily need to be members of your family or related to you.

Who is it for?

Whether you are on a Company outing, a stag weekend in Magaluf a wedding or a large group of families holidaying together. Anyone who travels in a large group. The group travel insurance plans are tailor-made for you. Normally for groups of ten or more.
  • Groups travelling in one party up to 12 persons.
  • Large Family Groups
  • Wedding Parties
  • Company outings.

What you need to know about Group Travel Insurance

An umbrella group policy offers the same cover as a standard insurance policy but saves you having to arrange cover individually. By its nature, the Group Travel Policy has to be very flexible. Insurers will allow you to cover a group for a single trip of normally up to 31 days. Several trips like an annual multi trip policy, or a long stay policy for up to 12 or 18 months.

Most group travel policies are also flexible enough to allow different parts of the group to travel at different times. Because you are covering a large group, you can often tailor the cover and sums insured to meet your specific requirements.

The savings on a group policy can be dramatic sometimes as much as fifty percent, especially if you choose a group policy that allows children to go free.

Important Considerations

As with other travel insurance policies, if you have older persons travelling in your party aged over 65, it is a good idea to get quotes with and without them. It might be cheaper to insure them under a separate policy.

Make sure that you choose a specialist group travel policy as some Travel Insurers may try to make a standard policy fit a group policy.

In my experience, a group travel policy should be for groups of more than ten persons and will more than likely treat existing medical conditions less harshly than a single person travel insurance policy. They are also more flexible on the lists of activities that automatically covered.

A group travel policy will often include extras as standard things like, Travel Disruption, Winter sports, golf cover, business cover and excess waiver. Insurers can afford to do this because they are insuring much larger numbers of people under one policy.

If you are trying to cover a large group, it might not be possible to get a quote online, and you may have to phone the Insurer concerned to get a quote. However, the savings make the effort worthwhile.

Star Ratings Explained


Market Research companies hand out top rankings to a large proportion of Travel Insurance Policies.

Thats Insurance has been much more strict in our ranking process. We have awarded Five Stars to only the very best policies.

We appreciate that not every customer will want nor need a five star policy. The information on the right details exactly what you can expect from a policy with one of our star ratings.

Broadly speaking Three Star policies provide cover which is inline with the market average. Four and Five Star policies provide cover which is above the market average and One and Two star policies provide cover below the market average.

  1. The policy covers all core sections and all secondary sections under a travel policy.

  2. All Core Sections of cover are above the levels of the market average policy.

  3. All secondary sections are either at or above the levels of the market average policy.

  4. Has additional benefits over and above a standard policy.

  5. Includes cover for supplier insolvency as standard.

  6. Includes natural catastrophe cover, either as standard, or as an optional add on.

  7. Has the most competitive premiums in relation to the cover provided, across the range of scenarios tested.

  8. Has clear and consumer friendly, policy wording and explanations of cover.

  9. The policy has an alcohol wording that is more customer friendly than the standard blanket exclusion.

  10. The standard excess is below the level of the market average.

  1. Covers all core sections and secondary sections under a travel policy.

  2. Core Sections of cover either at, or above the levels of the market average.

  3. May have additional benefits over and above the standard policy.

  4. May not automatically include cover for supplier insolvency.

  5. Premiums are competitive premiums in relation to the cover provided across the range of scenarios tested.

  6. Has clear and consumer friendly policy wording and explanations of cover.

  7. The standard excess is either at or below the level of the market average.

  1. Provide cover for all core sections, but may have some secondary sections missing.

  2. May have Core sections of cover that are lower than the level of the market average.

  3. Premiums may not be as competitive, or be consistently competitive across the range of scenarios tested.

  4. The Insurer, may not have been able to provide quotations across the full range of scenarios tested.

  5. The excess may be above the level of the market average.

  1. May have some core sections of cover missing.

  2. May have some secondary sections of cover missing.

  3. Levels of cover tend to be below the market average.

  4. Premiums may be lower than the market average due to the lower levels of cover.

  5. The Standard Excess is higher than the market average.

  1. Has core sections of cover missing.

  2. Has secondary sections of cover missing.

  3. Cover is much lower than the market average.

  4. Premiums are lower than the market average due to the lower levels of cover.

  5. The Standard Excess is higher than the market average.