Shearwater Equestrian Insurance Review

Shearwater Equestrian Insurance Review

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Horse Insurance is complicated, there are many terms that you need to understand and conditions you need to adhere to. Horses are expensive animals and choosing the right horse insurance is crucial, as the wrong decision now could have financial consequences later.

Our independent rating and review highlights the important points we think you should know about when choosing an insurance policy to cover your equine.

Once you have read this review of Shearwater Insurance Services and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Who are Shearwater Equestrian Insurance

Thank you for visiting this page. We conduct our policy reviews carefully and as a result each one takes approximately 5 hours to complete. We are currently in the process of finalising our review of Shearwater Insurance. If you sign up to our newsletter we would be happy to email you when the review goes live.

In the meantime you can still compare policies and see sample quotes.

How to Buy Equestrian Insurance from Shearwater Insurance Services

Click on the website link to go directly to the insurance providers website. Visit Shearwater Insurance Services's Website and Get a Quotation direct

How Shearwater Equestrian Insurance 's Policies have been ranked using our star rating formula?

Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Shearwater Insurance Services.

Veteran Policy Ratings Click to Expand

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Rider Policy Ratings Click to Expand

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Shearwater Rider Insurance Review

Horse Trailer Policy Ratings Click to Expand

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Horsebox Policy Ratings Click to Expand

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Shearwater Horsebox Insurance Review

Horse Policy Ratings Click to Expand

We have reviewed 3 Horse Policies from Shearwater equine Insurance. They are - Horse & Pony ?7,500 - Horse & Pony ?5,000 - Horse & Pony ?3,000. We have rated these as follows:-

Rating for Horse Horse & Pony ?7,500:

Rating for Horse Horse & Pony ?5,000:

Rating for Horse Horse & Pony ?3,000:

Shearwater Horse Insurance Review

Key Points you need to know about Shearwater Insurance Services's policy wording

We are currently Awaiting Details of Key Points for this provider.

Shearwater Insurance Services's Mystery Shopping Ratings

That's Insurance have spent some time mystery shopping on shearwater-horse-insurance-reviews's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.

Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.

Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.

Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.

The scores have been calculated as an overall percentage and shown on the three gauges. You can see how Shearwater compares to the industry average. The higher the percentage the better the company performs in each area.

Policy Wording

(layout, readability, terminology)

Awaiting user friendly score

Website

(layout, navigation, access to information)

Awaiting user friendly score

Customer Service

(clear quotes, buying process, customer service)

Awaiting user friendly score

Pro's and Con's for Shearwater Policies

We've highlighted Pro's and Cons for Shearwater, click on the white bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Shearwater Insurance Services.

No Pro's

No Con's

What Cover do Shearwater policies offer.

We've listed below cover levels for policies offered by offered by To scroll through all policies, click on the arrows on the left and right of policy name section.

Policy Name Insurance Provider

  • PolicyName & Policy Type

    Horse & Pony ?7,500

    Horse

    Horse & Pony ?5,000

    Horse

    Horse & Pony ?3,000

    Horse

Primary Cover toggle

  • Policy Excess
    Policy Excess

    175

    175

    175

  • Accident Only
    Accident Only Explanation
    Cover Type Icon

    0

    0

    0

  • Per Condition Time Limited
    Per Condition Time Limited Explanation
    Cover Type Icon

    7,500

    5,000

    3,000

  • Maximum Benefit Time Limited
    Maximum Benefit Time Limited Explanation
    Cover Type Icon

    0

    0

    0

  • Dental
    Dental Explanation
    Cover Type Icon

    7,500

    5,000

    3,000

  • Death from Accident
    Death from Accident Explanation
    Cover Type Icon

    50,000

    50,000

    50,000

  • Death from Illness
    Death from Illness Explanation
    Cover Type Icon

    50,000

    50,000

    50,000

  • Disposal
    Disposal Explanation
    Cover Type Icon

    0

    0

    0

  • Theft or Straying
    Theft or Straying Explanation
    Cover Type Icon

    50,000

    50,000

    50,000

  • Third Party Liability
    Third Party Liability Explanation
    Cover Type Icon

    2,000,000

    2,000,000

    2,000,000

  • Third Party Liability Excess
    Third Party Liability Excess Explanation
    Cover Type Icon

    250

    250

    250

Secondary Cover toggle

  • Complimentary Treatment
    Complimentary Treatment Explanation
    Cover Type Icon

    750

    750

    750

  • Advertising and Reward
    Advertising and Reward Explanation
    Cover Type Icon

    0

    0

    0

  • Personal Accident
    Personal Accident  Explanation
    Cover Type Icon

    10,000

    10,000

    10,000

Sample Quotes from Shearwater Insurance Services.

Listed below are some Sample Quotes offered by Shearwater Insurance Services

Top Picks

Insurance Provider

Excess

Primary Cover

Guide Price

Type:Horse

Age: 10

Breed: British Warmblood

Horse Value: 7000.00

Loss of Use Included Y/N: N

Shearwater Travel Insurance Review
Product Rating

Experience Rating

Horse & Pony ?7,500

175

Accident Only 0

Per Condition Time Limited 7,500

Maximum Benefit Time Limited 0

Complimentary Treatment 750

Dental 7,500

Death from Accident 50,000

Death from Illness 50,000

Disposal 0

Theft or Straying 50,000

Advertising and Reward 0

Third Party Liability 2,000,000

1198.80

Full Details

Type:Horse

Age: 10

Breed: British Warmblood

Horse Value: 7000.00

Loss of Use Included Y/N: N

Shearwater Travel Insurance Review
Product Rating

Experience Rating

Horse & Pony ?5,000

175

Accident Only 0

Per Condition Time Limited 5,000

Maximum Benefit Time Limited 0

Complimentary Treatment 750

Dental 5,000

Death from Accident 50,000

Death from Illness 50,000

Disposal 0

Theft or Straying 50,000

Advertising and Reward 0

Third Party Liability 2,000,000

1111.79

Full Details

Type:Horse

Age: 1

Breed: British Warmblood

Horse Value: 2000.00

Loss of Use Included Y/N: N

Shearwater Travel Insurance Review
Product Rating

Experience Rating

Horse & Pony ?3,000

175

Accident Only 0

Per Condition Time Limited 3,000

Maximum Benefit Time Limited 0

Complimentary Treatment 750

Dental 3,000

Death from Accident 50,000

Death from Illness 50,000

Disposal 0

Theft or Straying 50,000

Advertising and Reward 0

Third Party Liability 2,000,000

Type:Horse

Age: 6

Breed: British Warmblood

Horse Value: 5000.00

Loss of Use Included Y/N: N

Shearwater Travel Insurance Review
Product Rating

Experience Rating

Horse & Pony ?5,000

175

Accident Only 0

Per Condition Time Limited 5,000

Maximum Benefit Time Limited 0

Complimentary Treatment 750

Dental 5,000

Death from Accident 50,000

Death from Illness 50,000

Disposal 0

Theft or Straying 50,000

Advertising and Reward 0

Third Party Liability 2,000,000

1001.58

Full Details