Quote Line Direct Travel Insurance Review

Quote Line Direct Travel Insurance Review

Quote Line Direct Travel Insurance Review

About Quote Line Direct

Quoteline direct is part of the Wilsons Group who are registered Insurance Brokers. The Business was formed in 1969 and have a lot of experience both as a high street and an online broker. The Travel Insurance policies are underwritten by MAPFRE Assistance a spanish company, who are authorised and regulated by the Financial Conduct Authority.

Quote Line Direct Travel Insurance Policies are Underwritten By MAPFRE Insurance

Ratings for Quote Line Direct Quote Line Direct Star Rated Travel Policies

Click on the blue bars on the right side of the Policy Type Bar to expand and view all policies offered by Quote Line Direct and star ratings given by That's Insurance.

Single Trip Insurance Policy Ratings Click to Expand

There are 3 Single Trip Policies, they are Gold, Silver, Bronze, we have rated these as follows:-

Thats Insurance Rating for Gold:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Bronze:

Single Trip Travel Insurance Guide here
Quote Line Direct Travel Insurance Review

Backpacker Insurance Policy Ratings Click to Expand

There are no policies available for this section.

Backpacker Travel Insurance Guide here
Quote Line Direct Travel Insurance Review

Annual Insurance Policy Ratings Click to Expand

There are 3 Annual Policies, they are Bronze, Silver, Gold, we have rated these as follows:-

Thats Insurance Rating for Bronze:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Gold:

Quote Line Direct Travel Insurance Review

Longstay Insurance Policy Ratings Click to Expand

There are no policies available for this section.

Quote Line Direct Travel Insurance Review

Important Information on Quote Line Direct's Policy Wording

What is age/classification of Child?

Your children, under the age of 18 on the date you purchase your policy, must reside with adults travelling on the policy.

Age Limits?

At time of purchase:-

Single Trip Policies: 85 years or under

Annual Multi-Trip policies: 79 years or under for Europe Policies, 74 or under for worldwide policies.

Single Trip, Trip Duration is a maximum of 365 days.

Annual Trip, Trip Duration of per trip is 31 days as standard, with the option to increase this to 45, 61 or 93 days at the start of the quote.

Winter Sports Cover can be included on your Annual Multi Trip Policy for up to 21 days.  If you add this to your Single Trip Policy you are covered for the entire policy period.  

No of persons covered, family/ group?

Group up to 10 people.

Family means a single parent or two parents travelling together with their child or children (under 18 years) for whom they are the legal guardians and who all reside together.

Reciprocal Health Agreements

EHIC not mandatory but advised if travelling to the EU. The policy does not state whether you must enrol in Medicare if Travelling to Australasia, however we would recommend that you take advantage of any reciprocal health agreements available.

Sporting Activities, what’s included?

Sports and Activities are split into Categories A to D.  There are approximately 30 activities included as standard in Table A.  Tables B to D can be added with the payment of an additional premium, cover for Personal Liability and Personal Accident are excluded for certain activities stated on the policy.

It is important that you check the list of activities before purchasing your travel insurance to ensure you are covered.  If you are unsure, it’s a good tip to gain approval in writing from your insurance provider.

Alcohol Exclusion, Terms?

Policy states you will not be covered in the event of “Your suicide, deliberately injuring Yourself, being under the influence of drink or drugs (unless prescribed by a Medical Practitioner), alcoholism or other alcohol related illnesses, drug addiction, solvent abuse, self-exposure to needless danger (unless You are trying to save someone’s life)"

Scheduled Airline Failure/End Supplier Failure cover?

This is an optional extra, however all of our quote prices have this option as Covered on Bronze, Silver and Gold Policies

Medical Conditions, Exclusions, Vaccinations?

Online Medical screening is available for any pre-existing medical conditions, saving you the time and hassle of having to phone up, or take a policy that excludes conditions.

Any pre-existing medical condition that has not been declared and accepted in writing by the insurer will not be covered.

Travelling while Pregnant?

Policy States you will not be covered for “Normal pregnancy, without any accompanying, injury, illness or complication. This section is designed to provide cover for unforeseen events, injuries and illness and normal childbirth would not constitute an unforeseen event;”

Working while away?

Policy states exclusion in relation to manual work “Physical labour involving the use of tools or machinery or exposure to risk that could give rise to Your bodily injury or illness (nursing and bar-work are not considered to be Manual Work). “

 If your plan is for specific work, it is always best to contact the insurance provider and obtain written acceptance that your planned type of work is allowed under the policy.

Possessions, Proof of Ownership?

Receipts are required in the event of a claim for lost or delayed items.

It would be sensible to keep receipts of any new clothes/property purchased for your holiday. If in doubt as to whether you have cover for a specific item, please contact the Insurance Provider for clarification prior to taking out insurance.

Cyber Attack, Terrorism

Claims relating to cyber events are excluded. Terrorism is also excluded In respect of all sections other than Personal Accident and Emergency Medical Expenses, war, terrorism, biological or chemical warfare, invasion, act of foreign enemy, hostilities (whether war has been declared or not), civil  war, rebellion, revolution, insurrection or military or usurped power.

Natural Disaster/Catastrophe

This is an optional extra, however all of our quote prices have this option as Covered on Bronze, Silver and Gold Policies

Residency/Doctor/NI?

You and all other insured persons must be a resident of the United Kingdom.

How to Buy Travel Insurance from Quote Line Direct

Click Here to get an online quotation from Quote Line Direct

Customer Reviews of Quote Line Direct

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