Virgin Money Travel Insurance

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Brief History

Virgin Travel Insurance is a trading name of Insure and Go Insurance services Ltd. Insure and go are a wholly owned subsidiary of MAPFRE a multinational insurance and reinsurance company

The insurance policies are underwritten by MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros, Sociedad Anonima. 5th Floor, Alpha House, 24a Lime Street, London EC3M 7HJ.

Virgin use their name on a travel policy, that is wholly managed by another company.

Underwritten By MAPFRE Insurance

Policies Offered

Single Trip Insurance Policy Click to Expand

  • This policy offers four levels of cover red, silver, gold and black. Single Trip Travel is available for anyone up to the age of 75 and is for singles, couples and families. You can insure a trip that lasts for up to 365 days, unless you are over 66 and then you are restricted to 31 days.
  • You can add winter sports, business cover, golf cover and travel disruption.
  • We have rated the policies as follows:
Read the Full Policy Type Guide Here

Thats Insurance Rating for Black:

Thats Insurance Rating for Gold:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Red:

Backpacker Insurance Policy Click to Expand

  • This policy is available for between 31 days and 18 months and is available for those aged up to 39.
  • Unlike alot of policies that restrict cover, you get to choose from three levels silver, gold and black.
Read the Full Policy Type Guide Here

Thats Insurance Rating for Backpacker Black:

Thats Insurance Rating for Backpacker Gold:

Thats Insurance Rating for Backpacker Silver:

Annual Insurance Policy Click to Expand

  • This policy provides an unlimited number of trips with a maximum trip duration of 45 days (31 days if you are aged 66 and over).The duration can be extended to 90 days if you elect to take the gold or black cover and you are under the age of 66.
  • Winter sports is available for up to 17 days or 24 days if you elect to take the gold or black cover.

Thats Insurance Rating for Red:

Thats Insurance Rating for Silver:

Thats Insurance Rating for Gold:

Thats Insurance Rating for Black:

Longstay Insurance Policy Click to Expand

  • Ratings are listed below, if available

Important Notes

The Black policy provides unlimited medical expenses cover.

Under the annual travel and single trip policy, up to three children are covered free of charge, provided they are under the age of 18.

Each policy provides a list of 50 activites that are automatically covered. Others can be added by contacting Virgin Travel first.

Any cover for excess alcohol is excluded, but their conditions do provide some guidance as to what is and isn’t acceptable.

Pre existing medical conditions are excluded as standard but medical conditions can be screened and quoted for online. The process was very slick and I found it easy to use. This is a great time saver.

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